What's new

Finly Money is on version 1.8.0. Here is what each release brought, newest first.

Version 1.8.0

Latest

New

See every open bill at once, and save a split to reuse it

Splits now lists every bill still waiting to be settled, whatever its date, under Owed to you and You owe. Settling up now clears debts both ways. New: save a split like 67/33 under a name and apply it in one tap.

On Splits, the Bills tab now shows what is waiting to be settled first. Every open bill is listed straight away in Owed to you and You owe, each heading saying how many bills and what they come to. The date picker now belongs to the Squared up list, so you can still look back over settled bills.

A bill stays open until it is paid back or you settle up. What someone owes you and what you owe them both stay listed, and the top of the page says how the balance is made up. Settle up records one payment and clears every open bill between you, both ways.

You may notice a bill that used to read Squared up is open again. It only read that because you and the other person owed each other on different bills and nobody had paid it. Your balance with that person has not changed; only the bills it sits on have. Settling up clears them all.

Saved splits: save a way of dividing a bill under a name, like "67/33 with Sam", then use it in one tap on a purchase's Split page, from Split a transaction, or from the Saved splits row on Bills.

Read the guide: How do I save a split to reuse it?

Version 1.7.1

Fixed

Two payments to the same company now show as two recurring charges

Two different amounts from one company on the same days are now two recurring charges, in Recurring and in your budget's fixed costs. Names you type also keep their numbers now, so "LOAN PROVIDER 1" and "LOAN PROVIDER 2" count as two merchants.

Read the guide: How does Finly Money find recurring charges?

Version 1.7.0

New

See every device you're signed in on, and sign any out

Profile, Security now has Signed-in devices. See each device by name, when it signed in and when it signs out on its own, then sign out any other device, or all of them but this one. A device that never gave its two-step code is flagged.

Read the guide: How do I see and sign out the devices I'm signed in on?

Version 1.6.2

Improved

Sign-ins now last 30 days, then you sign in again

A sign-in now lasts 30 days from the day you signed in, however often you visit, then you sign in again. On a device you chose to remember for two-step, that sign-in usually skips the code. It keeps a lost or stolen session from staying open for long.

Read the guide: How do I turn on two-step verification?

Version 1.6.1

Fixed

Reconnect now waits for slower banks

Reconnect on a Flinks bank such as RBC no longer gives up after 30 seconds. The window now waits up to two minutes and tells you it's reaching your bank. If your saved password is out of date, Reconnect goes straight to a fresh sign-in.

Read the guide: My bank connection stopped working. What should I do?

Version 1.6.0

Improved

Support shows only your Finly Money requests

Settings, Support and the Help panel's open requests now list only your Finly Money requests. Questions about FinlyWealth, like cash back or payouts, are on FinlyWealth's own support page, so each list is shorter and easier to scan.

Read the guide: How do I get help?

New

Browse every guide from the left menu

Opening the help centre now turns the left menu into a library: search the guides, jump to What's new or your requests, and open any section to see its guides. Signed out, the public help centre has the same column.

Read the guide: How do I get help?

Version 1.5.1

Improved

Fresh icons for your pages

Overview, Transactions, Recurring and Budgets have new icons in the menu, search and every button that names them. Investing and Net worth are a little simpler too. Nothing else changed.

Read the guide: Finding your way around

Version 1.5.0

New

Your net worth chart now opens as bars

The Net worth chart now shows bars: what you own above $0 in green, what you owe below in red, and your net worth as a line of dots. One bar per month or week. Hover a bar for the change from the one before. Switch to Line any time.

Read the guide: How is my net worth worked out?

Version 1.4.1

Improved

Fin is now Finn

Same assistant, new name: Fin is now Finn, in the app, on finlywealth.com and by text. Finn sees and does exactly what it did before, your conversations are all still there, and it still answers if you call it Fin.

Read the guide: What can Finn help with?

Fixed

Rogers Red Mastercards stop their higher rates at the Annual Cap

Rewards now counts Rogers Bank's Annual Cap. Once your purchases for the year reach it, a Rogers Red Mastercard earns its base rate on everything until your card's anniversary, and Caps right now shows how close you are.

Read the guide: How are reward caps tracked?

Fixed

Your partner's bills are marked in spreadsheet mode too

In spreadsheet mode, your share of a bill your partner paid now carries the same small "Alex paid" mark as the regular table, so it never reads as your own purchase. In the household view, your partner's transactions show their name too.

Read the guide: How do I split bills with my partner?

Version 1.4.0

Improved

Splits shows one month at a time

Bills and Activity now open on this month, with the Overview's date picker for any other period. Bills still open from earlier stay in sight in their own section, and a tick on each bill marks it squared up.

Read the guide: How do I track who owes what?

New

Bills with your partner are truly shared

A bill between you on Thrive Duo is now one bill you both share: either of you can change it, tick it paid and add a note, and its receipts show for both. You always see the same balance, and anything entered twice is flagged.

Read the guide: How do I split bills with my partner?

Version 1.3.0

New

A first look at the Finly Money app

We're building Finly Money for iPhone and Android. Open Mobile app at the bottom of the menu to see the screens we're designing, and what comes with you when the app arrives: the same sign-in, your data and your alerts.

Version 1.2.1

Fixed

Rewards now include this month's cards and split purchases

A card you've only used this month, such as one you just added, now shows on Rewards instead of reading "No transactions". A purchase you split now earns its full reward on your card, however you divide it, and shows that reward on Transactions.

Read the guide: How does the card rewards tracker work?

Version 1.2.0

New

Priority support on Thrive and Thrive Duo

Requests you send our team on Thrive or Thrive Duo now go to the front of the queue, so they're answered first. On Thrive Duo, that's true for both of you.

Read the guide: What's included in each plan?

Version 1.1.4

Improved

Finn's answers got sharper

Finn now answers with a newer, more capable AI model, in the app and by text, and the same model words your insights and weekly check-ins. What Finn can see and how many questions you can ask stay the same.

Read the guide: What can Finn help with?

Version 1.1.3

Improved

Rule suggestions after every change, on your terms

Each time you change a category, we offer to make it a rule. Choose Close to pause these suggestions for an hour, a day, a week or a month, or turn them off. A new Rules button on Transactions takes you straight to your rules.

Change a category on the table, in spreadsheet mode or in a transaction's details, and Always file … under …? now comes up every time, unless a rule already covers that merchant. Choose Close and pick how long to pause them, or Don't suggest rules again. Your choice follows you to every device, and you can turn suggestions back on from the Rules page.

The top of Transactions now has a Rules button. Scan a receipt moved to Splits (in the + menu), and you can still search for it from any page.

Read the guide: How do I create a rule?

Improved

Text Finn, front and centre on Ask Finn

Ask Finn now shows how to text Finn from your phone as soon as you open it, with a picture of how a reply arrives and one tap to set it up. Once texting is on, Text Finn beside the title opens a new message to Finn on your phone.

Read the guide: How do I text Finn?

Version 1.1.2

Improved

Accounts is easier to use on a phone

Account names get the whole row, each bank says what it needs in one short note, and tapping an account opens everything you can do with it, including a shortcut to its transactions.

Read the guide: Managing your accounts

Version 1.1.1

Improved

New categories are assigned the moment you create them

When you make a new category from a transaction's category picker, Create & assign now puts it on the transaction right away, with no wait. It saves in the background, and if it can't be saved, the transaction goes back to how it was and we tell you why.

Read the guide: How do I create my own category?

Version 1.1.0

New

A weekly check-in on your money, every Wednesday

Each Wednesday, a short look at your last week by email, or by text on Thrive: what you spent, what stood out and what's coming up. Quiet weeks are skipped, and you can preview it on your Profile.

Read the guide: What is the weekly check-in?

New

Sort your business books merchant by merchant

The Business page now opens with a checklist of what to do next for tax time. Review files every charge from a merchant with one answer and suggests a line; Transactions lets you search, filter and fix in place, with Undo.

Read the guide: How do business books work?

New

Split bills with your partner on Thrive Duo

Your partner is now on your Splits, and splitting with them is the first choice: half each in one tap. You both see the same bill, either of you can change it, each share counts in its owner's budget, and e-Transfers between you are matched.

  • A bill you split with your partner shows on their Splits too, and theirs on yours, with one balance between you on a new You & your partner card.
  • Either of you can change a bill between you with Change the split, and it changes for both of you.
  • Your share of a bill your partner paid is in your own transactions, so your budget, reports and recurring bills include your half of the rent.
  • Reports has a household view: both of you over any period, with who spent what in each category.
  • The household budget lists each fixed cost once, whole, with who pays what. A joint account you both connected counts once.
Read the guide: How do I split bills with my partner?

Version 1.0.2

Improved

What's new now sits at the top of the help centre

The newest updates now lead the help centre, with the ones you haven't seen marked. Choose Mark as seen and the blue dot beside Help centre goes away. The help pages also have a simpler, cleaner look.

Read the guide: How do I get help?

Version 1.0.1

Improved

The Family plan is now Thrive Duo

Same plan, new name: Thrive Duo is Thrive for two people, at the same price. If you're already on it, nothing changes for you or your partner.

Read the guide: What is Thrive Duo?

Version 1.0.0

New

Move Finn's button to any corner or side

On a computer, drag Finn's button to any corner or to the middle of either side, and it stays there. It also no longer hides the buttons on a page's last row.

Drag the Ask Finn button toward a corner or the middle of either side and let go: it snaps into place and stays there on that computer. With the button selected, the arrow keys move it too.

Finn's panel opens from wherever the button sits, and pages leave room at the top or bottom for it, so it no longer covers the last row of a list.

Read the guide: What can Finn help with?