Find Net worth under Wealth in the sidebar; on a phone, it's under More. The page shows today's figure, a chart of how it has moved, and two lists: What you own and What you owe.
What counts
Source | How it counts |
|---|---|
Bank accounts | Chequing and savings count as what you own; credit cards and loans as what you owe. Connected accounts use your bank's balance. Statement and hand-added accounts use the balance from your statements, or one you type in. |
Investments | Every account on Investing, connected or tracked by hand. |
What you add | Your home, car, cash, crypto and the loans behind them. See add an asset or debt. |
Every line says where its figure comes from, like when it was last updated, which statement it's from, or Added by you. Tap an account to go to Accounts or Investing, or tap something you added to edit it.
What doesn't count
- Accounts set to Ignore from all. See ignoring an account.
- Statement or hand-added accounts with no balance yet. They're listed as waiting for a balance; choose Add balance to count them.
- Investment accounts whose brokerage needs you to sign in again, until you reconnect.
Investment accounts count once
A bank connection can bring in investment accounts too. When Investing tracks the same institution, Investing's figures count, with their holdings, and the bank's copy isn't added again. On Accounts, those accounts are marked On Investing. Nothing is ignored; they just aren't counted twice.
The history chart
The chart in the Net worth today card covers up to a year: choose 1M, 3M, 6M or 1Y. Under it, What you own and What you owe each show how they changed over the same period.
Beside the range buttons, the Bars and Line switch changes how the chart is drawn. The chart opens as bars, and your choice is remembered on that browser or device.
How to read the bars
- What you own rises above $0 in green. What you owe hangs below $0 in red. If you have no debts, the red bars and the What you owe label don't show.
- Your net worth is the dark line of dots across the bars.
- There is one bar per month on 6M and 1Y, and one per week (Monday to Sunday) on 1M and 3M.
- Each bar shows where things stood at the end of its period. It's a balance, not a total for the period. The month or week still running shows So far, as of today's date.
- Hover over a bar (tap it on a phone) to see the month or week, your net worth, the day it's as of, what you own, what you owe, and the change from the bar before, such as "Up $1,240.00 from October".
Choose Line for the soft line chart instead. Both views use the same figures, and privacy mode blurs the chart in either one. How the history is traced is the same for both:
- Bank accounts are traced back from their balance through your transactions.
- Investments follow the history your brokerage reports, and hold steady before it starts.
- Things you add follow their purchase price, loan or mortgage schedule.
Credit card statements
A card statement's balance is what you owed on the day it closed. When we see the payment leave one of your other accounts, the card's balance drops on that day. If the due date passes and we can't see a payment, the page asks Did you pay your … statement? Answer Yes, in full, Part of it (then type what's still owing) or Not yet. It's asked once per statement. More in how balances from statements work.
Just starting? Until each part has something in it, a short guide at the top, How your net worth is built, walks you through connecting a bank, bringing in your investments and adding what a bank can't see. You can hide it.