Insights are short observations about your own money. They're never financial advice, and they never pop up uninvited: you choose when to see them.
Turn them on
Open Ask Finn
Go to Ask Finn.
Switch to Insights
Choose Insights at the top, next to Chat.
Choose Look for patterns
Finn looks over your numbers and double-checks them. It takes a moment.
You can also add a Finn's insights card to a dashboard on your Overview while customizing it. Adding the card turns insights on too. See customizing your dashboard.
What Finn looks for
- A category running higher or lower than usual
- Spending this month running ahead of or behind recent months
- A merchant you're visiting more often than usual
- A subscription or other recurring payment that went up, or a new one
- What your recurring payments add up to each month
- Bills due over the coming week
- A change in your income, or in how much of it you kept
- A big share of spending on weekends, a large recent purchase, or a budget heading over
How they're checked
- Only categorized transactions count. Uncategorized ones are never added in. When a lot of a month isn't categorized, Finn holds back insights about that month's totals.
- Each one has a confidence level. Anything Finn isn't sure enough about is left out. The line under each insight says how sure Finn is and what it checked, for example High confidence · Checked against 14 transactions over 4 months.
- Every figure is counted twice. Each time insights show, the figures are re-counted from your transactions, and any insight that doesn't match is dropped.
- The numbers come from the count, not the AI. Finn chooses which insights to show and words them, but it can't change a figure.
Finn needs about a month of categorized transactions before it can spot patterns.
What you can do with an insight
- Open its link to see the transactions or page behind it.
- Choose Ask Finn to start a conversation about it. On a computer this opens Finn in the corner panel; on a phone, the Ask Finn page. It counts as a question to Finn.
- Mark it useful or not useful. Not useful also hides it and shows you fewer like it.
- Hide it with the X in its corner. A link at the bottom, such as Show 2 hidden, brings hidden ones back.
- Choose Check again to re-check the figures.
Insights never change your transactions, budgets or recurring charges.