Uploading statements brings in transactions from any bank or card, including ones you'd rather not connect. Our AI reads every line and works out which account each file belongs to, and you check everything before anything is added.
The upload has four steps: Upload, Accounts, Transactions and Done. On a phone, a bar at the top shows which step you're on, like "Step 2 of 4".
Upload your statements
Open the upload
Go to Accounts and choose Add (the round + on a phone), then Upload statements. If you have no accounts yet, the three ways in are right on the page. If you already have statement accounts, the Upload statements button beside that list goes straight there.
Add your files
Drop your files in, or choose Choose files. Add as many as you like at once: chequing, savings and credit cards, any number of months. Each file shows its progress, then what it turned out to be: the bank or card, the account, the dates and how many transactions. When every file is read, choose Continue.
Confirm your accounts
You see one card per account, not one per file. Answer the question on each: Yes, that's right for a bank account, or Yes, it's mine when we show the card you have. Edit details lets you send the transactions to a different account, or change a new account's name, last 4 digits, bank or type. They all look right confirms the rest at once. Then choose Continue.
Review the transactions
Everything is ready as it is. Untick anything you don't want, or fix a category; we remember the merchant next time. Rows that look like money you already have are left out for you. When you're happy, choose the Import button, which says how many transactions will go in.
Done
You see how many transactions landed in each account. Choose View beside an account to see them, See all transactions, or Upload more statements.
Confirming the account and card
Each account card says whether it's Your existing account or a New account. We match a statement to an account you already have by its last four digits and bank. A new account is named from the statement, and you can rename it now or later.
For a credit card, we read which card it is from the statement. When we're sure, we ask "Is this your …?": choose Yes, it's mine, or It's another card to pick the right one. When we can't tell, choose Choose the card, or Carry on without one. Knowing the exact card shows it as it really is and lets us work out its rewards. See how to tell us which card you have.
If there's a gap between an account's statements, its card says so, for example "Nothing between Aug 31 and Oct 1". Use Add more statements to add the missing one.