Until a transaction has a category, we don't know what it is. A $500 e-Transfer could be rent, a friend paying you back, or money moving to your own savings at another bank. Counting it as spending or income could make your numbers wrong, so we leave it out until you tell us.
Where it's left out, and where it isn't
Where | Uncategorized money |
|---|---|
Left out of every total: income, spending, left over and the charts. A note above your dashboard says how many transactions and how much money aren't counted yet. | |
Left out, with the same note. On Reports you can fold the note to one line with its ×. | |
Leaves it out of totals, and tells you when it has. | |
Money out counts as spending until you categorize it, so your budget never looks better than it is. Money in isn't counted as income. |
The “not counted yet” note
When the period you're looking at has transactions without a category, the Overview shows a note like 14 transactions this month aren't counted yet, with how much money in and out they hold.
The note also gives you a way to fix it: Categorize them opens exactly those transactions, and Sort transfers or Connect a bank appears when it would help.
How to fix it
Categorize them
Choose Categorize them on the note, or open Transactions and filter by the Uncategorized category. Give each one a category and it counts straight away. On a computer, you can select several and set the category from the bar.
Sort transfers
If some look like transfers or payments, Sort transfers asks where the money went: Into my savings, Into my investments or Paying a credit card. They're filed as transfers, out of your spending.
Bring in the other account
Many of these are transfers or card payments where the other account isn't in Finly Money yet. Once both sides are here, by connecting the bank or uploading its statements, we match the two and leave them out of your totals for you.
Add a rule for repeats
For a merchant that keeps arriving uncategorized, a rule files every past and future one.