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Your Dollar Can Take You Further Than You Think

Maximize the rewards and cashback you earn on all your purchases with FinlyWealth.

As seen in

Step 1: Earn Rebates

Get rewarded with cash when you shop at your favorite brands or get approved for a new product. Saving on your purchases has never been easier.

Discover Rebates
Shoppers Drug Mart Beauty

1.4% Cashback

Shoppers Drug Mart Beauty
Clinique Online Canada

6% Cashback

Clinique Online Canada
Marcelle

3.8% Cashback

Marcelle
Mac Canada

3% Cashback

Mac Cosmetics Canada
Ancestry Canada

4.8% Cashback

Ancestry Canada
Allen Edmonds

3.8% Cashback

Allen Edmonds Canada
Acer Canada

Up to 1.9% Cashback

Acer Canada
Banana Republic

Up to 0.96% Cashback

Banana Republic
Bobbi Brown

Up to 4.8% Cashback

Bobbi Brown CA
WagJag

Up to 4.8% Cashback

WagJag
KITS

Up to 3.8% Cashback

KITS.ca
Hilton Honors

Up to 1.2% Cashback

Hilton Honors Rewards Points purchases
New Balance

Up to 4.8% Cashback

New Balance Canada
lego

1.45% - 3.85% Cashback

LEGO Canada
HP Canada

Up to 0.96% Cashback

HP Canada
Dyson Canada

Up to 3% Cashback

Dyson Canada
ALDO

Up to 3% Cashback

Aldo Canada
Walmart Canada

Up to 0.48% Cashback

Walmart Canada

Step 2: Optimize Your Credit Cards

By not using the right credit cards, you can miss out on hundreds or sometimes thousands of dollars in rewards each year. Finly's algorithm throws out all bias and focuses on a purely mathematical approach so you'll find more rewarding cards for your wallet.

Compare Credit Cards
credit cards
American Express Cobalt® Card

American Express Cobalt® Card

Net Annual Rewards*

$886.02

First Year Bonus

$315

First Year Value*

$1,201.02


Credit Score

Good

Card Type

Points

Annual Fee

$155.8

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

AmericanExpress rewards

Details

* Annual fee is deducted

Rogers Red World Elite® Mastercard®

Annual Rewards

$720

First Year Bonus

$0

First Year Value

$720


Credit Score

Very Good

Card Type

Cash Back

Annual Fee

$0

Purchase Interest

20.99%

Cash Interest

22.99%

Institution

Rogers Bank

Loyalty:

Rogers rewards

Details

Rogers Red Mastercard®

Annual Rewards

$720

First Year Bonus

$90

First Year Value

$810


Credit Score

Very Good

Card Type

Cash Back

Annual Fee

$0

Purchase Interest

20.99%

Cash Interest

22.99%

Institution

Rogers Bank

Loyalty:

Rogers rewards

Details

Scotiabank Gold American Express® Card

Net Annual Rewards*

$493.54

First Year Bonus

$450

First Year Value*

$1,063.54


Credit Score

Excellent

Card Type

Points

Annual Fee

$120

$0

First Year Waived

Purchase Interest

20.99%

Cash Interest

22.99%

Institution

Scotiabank

Loyalty:

Scene rewards

Details

* Annual fee is deducted

American Express® Green Card

American Express® Green Card

Annual Rewards

$457.03

First Year Bonus

$210

First Year Value

$667.03


Credit Score

Good

Card Type

Points

Annual Fee

$0

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

AmericanExpress rewards

Details
American Express Gold Rewards Card®

American Express Gold Rewards Card®

Net Annual Rewards*

$347.35

First Year Bonus

$1,260

First Year Value*

$1,607.35


Credit Score

Good

Card Type

Points

Annual Fee

$250

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

AmericanExpress rewards

Details

* Annual fee is deducted

Simplii Financial™ Cash Back Visa* Card

Annual Rewards

$342.92

First Year Bonus

$30

First Year Value

$372.92


Credit Score

Very Good

Card Type

Cash Back

Annual Fee

$0

Purchase Interest

20.99%

Cash Interest

22.99%

Institution

Simplii Financial™

Details

Scotia Momentum® Visa Infinite* Card

Net Annual Rewards*

$276.83

First Year Bonus

$200

First Year Value*

$596.83


Credit Score

Excellent

Card Type

Cash Back

Annual Fee

$120

$0

First Year Waived

Purchase Interest

20.99%

Cash Interest

22.99%

Institution

Scotiabank

Details

* Annual fee is deducted

Scotiabank Passport® Visa Infinite* Card

Net Annual Rewards*

$183.58

First Year Bonus

$250

First Year Value*

$433.58


Credit Score

Excellent

Card Type

Points

Annual Fee

$150

Purchase Interest

20.99%

Cash Interest

22.99%

Institution

Scotiabank

Loyalty:

Scene rewards

Details

* Annual fee is deducted

Scotiabank Platinum American Express® Card

Net Annual Rewards*

$36.26

First Year Bonus

$600

First Year Value*

$636.26


Credit Score

Excellent

Card Type

Points

Annual Fee

$399

Purchase Interest

9.99%

Cash Interest

9.99%

Institution

Scotiabank

Loyalty:

Scene rewards

Details

* Annual fee is deducted

Rewards based on $2,000/month average spending, sorted by net annual rewards

User Reviews

See our full list of reviews on Trustpilot

The best cc sign up offers in Canada. Top notch customer service as well!

Trustpilot Review
May 08, 2024

Thank you so much Abid you helped me out with rebate my first time using Finlywealth. Super happy with 5 stars customer service. Fast reply & really helpful.

Trustpilot Review
April 09, 2024

I received the money within 2 days from applying for a credit card, The card didn't even arrive yet and Finly was quick and send the money directly to my bank account

Trustpilot Review
May 02, 2024

Good information about the various cards, well presented and easy to link into an application And getting some cash back was a bonus

Trustpilot Review
April 08, 2024

I had a problem with my application and the finlywealth team took care of me and insure me that they will handle my case and get my rebate. I am a happy customer.

Trustpilot Review
April 14, 2024

Customer service is very good. Great support! Definitely use it agian!

Trustpilot Review
April 01, 2024

Very fast and efficient with quick payout. Will definitely recommend and use again!

Trustpilot Review
March 22, 2024

Very quick rebate process. I got two different rebates within a week or so. Very quick response on any questions.

Trustpilot Review
March 12, 2023

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