Finly Money holds information about your money, so we keep access narrow and put you in control of it. Here's what that means in practice.
Read-only connections
- Banks connect through Plaid or Flinks, secure services used by many Canadian finance apps. Brokerages connect through SnapTrade or Plaid.
- Connections are read-only. We receive balances and transactions, and holdings for investment accounts. Nobody can move money, make a payment or place a trade through them.
- You choose which accounts to share when you connect. See choosing which accounts to share.
What we never keep
- Your bank password. You sign in on Plaid's or Flinks' screen, or on your bank's own page. Your password goes there, never to Finly Money.
- Your statement files. We read each statement you upload, then delete the file. Only the transactions stay.
The access keys that let us read your connected accounts are stored encrypted.
Who can see your data
Who | What they can see |
|---|---|
You | Everything you bring into Finly Money. |
Your partner, on Thrive Duo | Only what you choose to share. Nothing is shared until you turn it on. See choosing what to share. |
Finn, our AI assistant | Only your own data, plus anything a partner has shared with you. See what Finn can see. |
Our support team | Counts and statuses, like how many accounts you have and whether a connection is working. Not your amounts, merchants or account numbers. |
Protect your sign-in and your screen
Turn on two-step verification so a stolen password alone can't get into your account. When you change your password, you're signed out on your other devices.
If someone might see your screen, privacy mode blurs your amounts, merchants and account names.
You stay in control
- Disconnect a bank any time from Accounts. See disconnecting a bank.
- Delete your financial data and keep your account. Every connection is revoked at Plaid, Flinks and SnapTrade, and the data is erased. See deleting your financial data.
- Delete your account, and everything goes with it. See deleting your account.