Our categories cover most spending, but you can add your own, like Kids' activities or Side hustle supplies. Custom categories are included with Grow and up.
From the Categories page
Open Categories
Go to Settings and choose the Categories tab. On a phone, tap More, then Settings.
Choose New category
On a phone it's the + button beside the title.
Fill in the details
Give it a Name, then choose its Type (Spending, Income or Transfer), the Group it shows under on the Categories page, a Colour and an Icon. Spending categories also have Counts as on credit cards (see below).
Save
Choose Save. Your category is ready in every category picker.
From any category picker
You don't have to leave what you're doing. In any category picker, on a transaction, in the bulk bar or in a rule, type a name that doesn't exist yet and choose Create “…”, or choose New category at the bottom of the list.
Pick a type, colour and icon, then choose Create & assign. That makes the category and files the transaction under it in one step. If the name already exists, you'll see Use it instead, so you don't end up with two.
A category made this way shows under Other on the Categories page. Open it there and choose Edit to give it a group and a card rewards setting.
How your category earns on credit cards
A custom category earns each card's base rate. If a card pays more for this kind of purchase, choose the matching category under Counts as on credit cards, like Groceries or Gas & EV Charging. Purchases filed under your category then earn whatever a card pays on that one.
If you change it later, the card rewards tracker works out your card rewards again.
Edit or archive a category
On the Categories page, open your category and choose Edit to change any detail, or Archive to retire it. An archived category stays on the transactions already filed under it, but you can't pick it for new ones. Choose Unarchive to bring it back.
Categories can't be deleted, so your history always keeps its labels. Only your own categories can be edited or archived; the built-in ones stay as they are.