Thrive Duo is for couples who want to see their money together without giving up their own space. One person pays for Thrive Duo and invites their partner, and you both get the full product.
How it works
- Two people, one plan. The person who pays for Thrive Duo invites one partner. Your partner joins free.
- Each of you keeps your own finances. Separate accounts, transactions, budgets and settings. Nothing is merged.
- Share only what you choose. Each of you turns on the parts you want the other to see: net worth, transactions, budget, investments, or bills and subscriptions.
- See it together. When your partner shares a part, that page gains a Just me · Household switch for you, and every line shows whose it is.
What each of you gets
Both people get everything in Thrive for their own money, including Finn, Finn's insights, custom dashboards, business money and books, and reminders by text. Each of you connects your own banks and brokerages, so one person's connections never use up the other's.
On top of that, the household adds a Household view to five pages:
Part you share | Page | What the other person sees |
|---|---|---|
Net worth | A combined net worth, with each person's share | |
Transactions | One list of both your transactions, each marked with its owner | |
Budget | Both plans added up, against both people's spending this month | |
Investments | One household portfolio, and investments in the combined net worth | |
Bills and subscriptions | Every household bill and subscription on one calendar |
Who can do what
The person who pays owns the household. Only they can invite someone, remove their partner, rename the household or close it. The partner can leave at any time.
Each of you manages your own sharing, and only you can change your own accounts and transactions.
Get started
Choose Thrive Duo
Pick Thrive Duo when you set up Finly Money, or choose it later on Membership. Prices are in plans and prices.
Create your household
Open Household (Settings, then the Household tab), give your household a name and choose Create household. On a phone, tap More, then Settings.
Invite your partner
Send an invitation by email. See how to invite your partner.
Choose what you share
Turn on the parts you want your partner to see. See choosing what to share.