Finly Money

Proudly Canadian

Card rewards

· In every plan

Know what your cards really earn

Finly Money works out the points or cash back on every card purchase, using each card's real earn rates, caps and fees. See the caps you're close to, the value of your points, and what other cards would have paid.

Build better money habits

14 days free, then from $8 a month. Cancel any time.

See plans and pricing

finlywealth.com/money/rewards

Finly Money

Overview

Transactions

Recurring

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Net worth

Investing

Rewards

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Splits

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Rewards

2026 · year to date

Travel Card

•••• 4821

Grocery Card

•••• 4821

Cash Back

•••• 4821

Earned this year

48,230 pts

About $964 at your 2.0¢ a point

5x on groceries2x on transit

Bonus caps

Groceries at 5x

$2,040 of $2,500 this year

Dining at 3x

$640 of $1,500 this year

Transit at 2x

$214 of $500 this month

Groceries bonus is 82% used

$460 left at 5x until Dec 31

Every purchase, counted

Points and cash back worked out purchase by purchase, with category bonuses, spending caps and foreign transaction fees taken into account.

Caps before you hit them

See how much of each bonus cap is left this month or this year, and get an alert when one is nearly full.

Is it the right card?

Compare what your cards earned with what other Canadian cards would have paid on exactly the same spending.

Built in Canada, for Canadians

Most money apps here are American. FinlyWealth only operates in Canada: Canadian banks and credit unions, Canadian brokerages like Wealthsimple, Questrade, the cards you carry and the taxes you file, all in Canadian dollars.

Why it matters

What's included

Plans start from $8 a month, and you choose what you pay above each minimum. Every plan starts with 14 days free. Your card is only charged when the trial ends.

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Family

Card rewards tracker

What every purchase earned, points balances, card benefits, and what other cards would pay