Rocket Money alternative
· Built for CanadaRocket Money doesn't work in Canada. Finly Money does.
Rocket Money only connects to US banks. Finly Money works with Canadian banks and credit unions, finds your subscriptions and bills, and keeps your budget in Canadian dollars.
The catch: Rocket Money is US-only.
Rocket Money is built around American banks, American billers and American credit bureaus. From Canada, there's nothing for it to connect to. Finly Money was built here, for the way Canadians bank.
Finly Money
BUILT FOR CANADACanadian banks and credit unions, through Flinks and Plaid
Statements from any bank when a connection won't do
TFSA, RRSP, FHSA and Canadian brokerages
Canadian cards, Canadian taxes, Canadian dollars
Rocket Money
US ONLYConnects US banks and card issuers only
Bill negotiation and cancellations with US providers
Credit score from US credit bureaus
Priced and billed in US dollars
WORKS WITH THE BANKS AND CARDS CANADIANS USE
RBC
TD
Scotiabank
BMO
CIBC
National Bank
Tangerine
Simplii Financial
EQ Bank
Manulife Bank
KOHO
Neo Financial
Wealthsimple
American Express
Connected read-only through Flinks or Plaid, or bring a PDF or CSV statement from any bank.
Finly Money vs Rocket Money, feature by feature
What each app offers someone who banks in Canada.
Finly Money
Rocket Money
Connects Canadian banks and credit unions
The big banks, digital banks and credit unions
Statements from any bank
PDF or CSV, for a bank that won't connect
Subscriptions and bills found for you
Bill reminders before a charge lands
A budget that follows your month
Net worth over time
TFSA, RRSP and FHSA tracking
With Canadian brokerages connected
Canadian credit card rewards
Real earn rates and caps, purchase by purchase
GST/HST and T2125 business books
Canadian credit score
From Equifax Canada
Bill negotiation
Subscription cancellation service
Prices in
CAD
USD
Rocket Money details from its own website, October 2026. “US only” means offered to customers with US accounts.
What you wanted from Rocket Money, built for Canada
Never be surprised by a bill again
Bills, subscriptions and what's due. In every plan.
A budget that keeps up with you
A plan for your income, bills and spending. In every plan.
Watch your net worth grow
Everything you own and owe, over time. In every plan.
Your side business, tax-ready
For freelancers and the self-employed. Included with Thrive.
And everything in between
Rules, tags, exports, privacy mode, dashboards you build and more, side by side.
To be fair to Rocket Money
It does things we don't. They just don't reach Canada. For most Canadians, seeing every subscription, bill and account in one place is what saves the money, and that's what Finly Money does.
It's a solid app in the US
If you bank in the US, Rocket Money connects to American banks and cards and does what it says.
It negotiates bills
Rocket Money will haggle some bills down for a share of the savings, with US providers only.
It can cancel for you
Its premium plan offers to cancel subscriptions on your behalf, again with US companies.
It has a free version
Finly Money starts with a 7 days free trial on any plan instead.
Your money stays yours
Finly Money reads your accounts so it can sort and explain them. It can never move your money, and what you share is up to you.
Read-only, always
You sign in through Flinks or Plaid. Your bank password never reaches us, and nobody can move money through the link.
Yours to remove
Disconnect a bank any time. Deleting your account deletes your financial data with it.
Private on screen too
Privacy mode blurs amounts, merchants and account names with one switch, for when someone's looking over your shoulder.
Rocket Money in Canada, answered
Anything else on your mind? Get in touch.
Not today. Finly Money is the Canadian alternative: it connects Canadian banks, cards and brokerages, finds your subscriptions and bills, and keeps a budget, all in Canadian dollars.
Most Canadian banks, credit cards and credit unions, the big banks included, through our connection partners Flinks and Plaid. If yours isn't there, upload PDF or CSV statements from any bank, or add transactions by hand.
Yes. It spots the subscriptions, bills and paydays that repeat in your transactions, with nothing to set up, shows what's due next and what each costs you a month, and can remind you before a charge lands or when a price goes up.
No. Finly Money shows you every subscription and bill and warns you when one goes up, so you can decide what to keep. Cancelling stays with you and the provider; nobody acts on your accounts for you.
Your first plan starts with 7 days free, once per person, and your card is only charged when the trial ends. We'll email you 2 days before, so it never takes you by surprise. Cancel before then and you pay nothing.
Connections are read-only. You sign in through Flinks or Plaid, your bank password never reaches us, and nobody can move money through the link. Disconnect a bank any time; deleting your account deletes your financial data with it.
Stop waiting for Rocket Money to come to Canada
Connect your Canadian bank or upload a statement, and see your subscriptions, bills and budget in minutes.