Plans and billing

How does the free trial work?

Your first plan starts with 7 days free. You add a card at our secure checkout, nothing is charged today, and your card is charged only when the trial ends. Cancel before then and you pay nothing. The trial is once per person.

Updated Oct 19, 2026

Finly Money on the web needs a plan, and your first one comes with a free trial, so you can try everything in it before you pay.

Start your trial

  1. Set up Finly Money

    Setup walks you through your goals and your accounts. Choose Skip at the top to go straight to choosing a plan. See setting up Finly Money.

  2. Read the trial screen

    Try Finly Money for free shows how your trial goes, day by day, and asks whether you'd like a reminder before it ends.

  3. Pick a plan

    Choose Try for $0 on Grow, Thrive or Thrive Duo. Yearly or monthly, the trial is the same.

  4. Add your card at checkout

    Our secure checkout takes your card and billing address. Nothing is charged today, and we never see your card number.

How the 7 days go

When

What happens

Today

Everything in your plan opens. Nothing is charged.

Day 5

If you asked for a reminder, we email you: your trial ends in 2 days.

Day 7

Your plan begins and your card is charged the price you picked, plus sales tax.

You can check your trial's end date any time on Membership: your plan card says Free trial and the day it runs until.

The reminder email is your choice

On the trial screen, the switch Email me 2 days before my trial ends is off unless you turn it on. If you leave it off, we don't send that email. You can still cancel any time before your trial ends.

Changing or cancelling during the trial

  • Change plan or billing: any change is free during the trial, and your trial keeps its end date. The new price becomes your first charge.
  • Cancel: choose Cancel plan on your plan card. You keep your plan until the trial ends, then Finly Money pauses and nothing is charged. See cancelling your plan.

Free days without a card

Some free days need no card at all: those from an invite link, or an offer you qualify for. If you have some, setup tells you how many days and why.

Nothing is ever charged for them. We email you a few days before they end and again on the last day; then pick a plan to keep going.

One trial per person

Free trials are one per person, not one per account. Once you've had free days, a plan you start later begins right away with no trial, and the plan step says so: its button reads Continue to checkout instead of Try for $0.

Frequently Asked Questions

Yes, for the standard 7-day trial. You add it at our secure checkout and it's charged only when the trial ends. Free days from an invite link or an offer may not need one.

Yes. Everything in your plan works during the trial, including bank connections up to your plan's limit. See how many banks you can connect.

No. Everything you've added stays. Finly Money pauses without a plan, and you can pick one any time to carry on. See what happens when your plan ends.

Yes. Your partner can join your household during your Thrive Duo trial, and your plan covers them too.

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