Budgets

How do I set a budget for one category?

On Budgets, open Spending and choose Add a budget. Pick the category, choose Its own limit and set a monthly amount. Spending in categories without a budget shares what's left of your spending budget, under Everything else.

Updated Nov 4, 2026

Inside your spending budget, you can give a category its own monthly limit, like $600 for groceries. It's tracked on its own, with a bar that fills as you spend.

Category budgets are included with Grow and up.

Add a budget for a category

  1. Open Spending

    Go to Budgets and choose the Spending tab.

  2. Choose Add a budget

    Choose Add a budget at the top. Or, under Everything else, choose Budget beside a category you already spend on.

  3. Pick the category

    Choose it from the list, or make a new one with New category.

  4. Choose where it goes

    If you have budget groups, pick Its own limit under Where it goes. Picking a group instead puts the category inside that group's shared total.

  5. Set the amount

    Under Each month, type the limit. It starts from what you usually spend there, rounded up to the next $25. Then choose Add budget.

Change or remove it

Your own limits are listed under Own limits on the Spending tab. Each row shows what's spent, what's left and what you usually spend.

  • Change the amount: tap the amount after the slash, type a new one and press Enter (Esc cancels).
  • More options: open the row's ⋯ menu to Roll over what's left, Move into one of your groups, Start a group with it, See its transactions or Remove budget.
  • Undo: removing a budget shows a message with Undo. The category's spending goes back to Everything else.

What Everything else means

Everything else is the part of your spending budget that no category budget claims: your spending budget, less every group's total and every own limit. It covers spending in all the categories without a budget, and lists them so you can give one a budget in a tap.

With no category budgets at all, Everything else is your whole spending budget, in one pot. Spending with no category yet sits apart in Not categorized yet. See why your budget counts uncategorized spending.

Side by side, the two ways a category can be tracked:

The category gets its own monthly amount, say $600 for groceries, and its own bar. It's listed under Own limits, where its row shows what's spent, what's left and what you usually spend. Its spending counts against its limit, not against Everything else.

Hints that keep budgets realistic

Under Worth a look, we point out a budget that's over, one that's spending ahead of a steady pace, one well under or well over what you usually spend, and a big category with no budget. Each hint has one button, like Raise to $650 or Budget $300. Choose Not now to put a hint away for the month.

Give a category its own limit

Open Budgets, choose Add a budget and pick a category you spend on every month.

Open Budgets

Frequently Asked Questions

Nothing is blocked. The row shows it in red, and a hint offers to raise the limit to what you spent. Want next month to make up for it? Turn on rollover.

No. Recurring charges you ticked as fixed costs are budgeted separately, so a category's budget covers only its everyday spending.

Yes, but a budget takes it out of that goal: its spending comes out of your spending budget again. The panel warns you before you save. See savings goals.

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