Every plan brings your banks, cards, transactions, budget and net worth together in one place. Grow adds the tools to get ahead, Thrive adds Finn and the advanced features, and Thrive Duo is Thrive for two people.
Finly Money on the web always needs a plan. Your first one starts with a free trial.
Prices
Plan | Yearly | Monthly (pay what you want) |
|---|---|---|
Grow | $80 a year (about $6.67 a month) | $8 to $14 a month |
Thrive | $140 a year (about $11.67 a month) | $15 a month or more |
Thrive Duo | $200 a year (about $16.67 a month) | $22 a month or more |
Prices are in Canadian dollars. Sales tax is added at checkout, worked out from your billing address.
Yearly billing saves $16 on Grow, $40 on Thrive and $64 on Thrive Duo, compared with 12 months at the monthly minimum. See paying monthly or yearly.
Pay what you want, monthly
On monthly billing, each plan has a minimum. Above it, you pick a whole-dollar amount that feels fair to you, and you can change it whenever you like. You're billed exactly the amount you chose, plus sales tax.
Included in every plan
- Link banks and cards, read-only (how many depends on the plan, below)
- Upload PDF or CSV statements from any bank, and add transactions by hand
- Automatic categories you can correct, plus your own categories, tags and notes
- Rules that rename, categorize and tag transactions for you
- Split transactions, and split bills with people
- Receipts and documents kept with any transaction
- Subscriptions and bills, found for you
- A monthly budget, budgets by category, goals and sinking funds, and what's safe to spend until payday
- Card rewards tracker: points, caps and benefits
- Bill reminders and price-rise alerts by email
- Export to a spreadsheet
- Net worth today and over time, and investments you track by hand
- Privacy mode
- Help centre and email support
Where the plans differ
Feature | Grow | Thrive | Thrive Duo |
|---|---|---|---|
Bank connections | Up to 5 | Every bank you have | Every bank, for each of you |
Brokerage connections | 1 | Up to 2 | Up to 2 each |
Finn: ask about your money in the app or by text | No | Yes | Yes |
Finn's insights | No | Yes | Yes |
Scan receipts | No | Yes | Yes |
Custom dashboards | No | Yes | Yes |
Reminders and alerts by text | No | Yes | Yes |
Personal and business money kept apart | No | Yes | Yes |
Business books for tax season | No | Yes | Yes |
Household: you and your partner under one plan | No | No | Yes |
Choosing or changing a plan
You pick a plan when you set up Finly Money. After that, compare plans side by side on Membership: it's in Settings, or on a phone tap More, then Settings. See changing your plan.