Splitting a dinner, a trip or the rent keeps your spending honest: your share counts, and everyone else's part is set aside as money they owe you. Included with Grow and up.
Split a purchase
Open the purchase
In Transactions, tap the purchase and choose Split. Or go to Splits, choose Split a transaction (Split on a phone) and pick it from your recent purchases; you can search by merchant or amount.
Choose With people
The Split page starts with a few choices. If you've saved a split, yours lead the list: see the section on saved splits below. Otherwise pick With people.
Who's splitting it?
Tap the people or the group who were in on it, or choose Add someone to type a new name. You is included to start; untick it if you only paid for them.
How to divide it
Pick Equally, Amounts or Percent. Type one share and the others adjust, so it always adds up. If you've listed the purchase's items, By item lets you give each item to whoever had it.
Make it automatic (optional)
For a bill you share every time, see the section below.
Confirm
Press Confirm split. If something is missing, a line under the button says what.
After a new split, Split saved shows who owes what. Under Let them know there's a short message you can Send from your phone or Copy. Finly Money doesn't contact anyone for you.
What it does to your numbers
Your share stays in your spending, budgets and reports. Each other person's share becomes a part of the purchase that's left out of your numbers, and shows on Splits as owed to you until you record that they paid you back.
Splitting with people is for money you spent. To divide a purchase across your own categories instead, see how to split a transaction.
Reuse a split you use often
If you always divide things the same way with someone, like 67% you and 33% them, save it. Once you've chosen who's in on it and how to divide it, choose Save this split to reuse it and give it a name. Next time, your saved splits lead the Split page, each showing what it comes to on that purchase: tap one and the purchase is split. See how to save a split to reuse it.
Make it automatic
For a bill you share every time, like rent or internet, turn on Split every … charge this way (it names the merchant). It starts on for a charge that repeats. It works by creating a rule, so it needs Rules, included with Grow and up.
If there are earlier charges from the same merchant, answer Which charges?: From this one on, or include the earlier charges too. If you include them, choose whether they're Already paid back (only your share counts and nobody owes you for them) or Still owed to me. Removing the rule later doesn't unsplit what it split.
You can also add a Split action to any rule on Rules (see creating a rule), or open a repeating bill on Recurring and choose Split. A rule never changes a split you made yourself.
A bill someone else paid
When a friend paid, the purchase isn't in your accounts. On Splits, choose the + button, then A bill someone else paid. Pick Who paid, fill in What for, the Total and the Date, add anyone else on the bill, choose how to divide it and press Add bill. It doesn't change your spending; what you owe shows on Splits.