Thrive Duo

How do I invite my partner?

On the Household tab in Settings, create your household, then enter your partner's email and choose Send invitation. They sign in with that email, choose what to share and join free. You need Thrive Duo to invite.

Updated Oct 19, 2026

Only the person who pays for Thrive Duo can invite someone. Your partner joins at no cost, keeps their own finances and chooses what to share.

Send the invitation

  1. Open the Household tab

    Go to Household: it's a tab in Settings. On a phone, tap More, then Settings.

  2. Create your household, if you haven't yet

    Give it a name (only the two of you see it) and choose Create household.

  3. Enter your partner's email

    Under Invite your partner, type the email they sign in with, or will sign up with. Then choose Send invitation.

  4. Wait for them to accept

    We email them a link that stays open for 14 days. Your Members section shows the invitation, with Resend, Withdraw and a button to copy the link if you'd rather send it yourself.

What your partner does

  1. Open the invitation

    From the email, choose Accept the invitation. If they already use Finly Money, their Household tab also shows You're invited with Open the invitation.

  2. Sign in, or create an account

    With the email address the invitation was sent to.

  3. Choose what to share

    Every part starts switched off. They can turn some on now or later, and add what the household calls them.

  4. Join

    The button reads Join followed by your household's name. They're in straight away, and you get an email to say so.

Who pays

You do. Your Thrive Duo plan covers you both, and your partner pays nothing.

If your partner already pays for a plan of their own, joining doesn't cancel it. Their Membership page says they no longer need it, and they can cancel it there with Cancel plan.

If the invitation doesn't work

What your partner sees

What to do

This invitation is for a different email.

Sign in with the address the invitation was sent to, or ask for a new invitation to the right address.

This invitation has expired

Choose Resend in your Members section. It sends the link again, open for another 14 days.

This invitation was withdrawn

Send a new invitation from the Household tab.

You're already in a household.

Your partner leaves their current household first, then opens the link again.

This household already has two people

A household is two people. Remove your partner, or withdraw the open invitation, before inviting someone else.

Frequently Asked Questions

No. Inviting needs an active Thrive Duo plan, and a free trial counts. An invitation you already sent can still be accepted: your partner's access starts as soon as your Thrive Duo plan is active again.

No. A household is two people, and one invitation can be open at a time. Withdraw it to invite someone else.

Only what you choose to share, and nothing is shared until you turn it on. See choosing what to share.

No. Joining is their way in. If they open Finly Money without a plan while an invitation is waiting, we take them straight to it.

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