Plans and billing

Should I pay monthly or yearly?

Yearly is the best value: Grow $80, Thrive $140 and Thrive Duo $200, saving up to $64 a year. Monthly lets you pay what you want above each plan's minimum. A move to yearly starts right away; a move to monthly waits until your paid year ends.

Updated Oct 19, 2026

Every plan can be paid yearly or monthly. Yearly is picked for you when you choose a plan, and monthly is one choice away.

Yearly or monthly at a glance

Detail

Yearly

Monthly

Price

One fixed price: Grow $80, Thrive $140, Thrive Duo $200

Pay what you want: Grow $8 to $14, Thrive from $15, Thrive Duo from $22

Saving

$16, $40 or $64 a year, against 12 months at the monthly minimum

None

Changing what you pay

The price is fixed

Change your amount whenever you like

Free trial

The same

The same

Prices are in Canadian dollars, plus sales tax worked out at checkout. See plans and prices.

Choose how you pay

When you pick a plan, a picker above the price reads Annual billing or Monthly billing. Annual is selected first; choose Monthly billing to see the slider where you set your amount.

Switch between them

  1. Open Membership

    Go to Membership in Settings. On a phone, tap More, then Settings.

  2. Moving to yearly: choose Switch to annual billing

    On monthly billing, your plan card offers Switch to annual billing and says what it would save you.

  3. Moving to monthly: set the picker to Monthly billing

    Choose Monthly billing in the picker above the plans, then Switch to monthly billing on your plan card.

  4. Confirm

    The button says exactly what happens, for example Switch to annual billing at $140 a year or Switch to monthly when your year ends.

When a switch takes effect

Switch

When

What you're charged

Monthly to yearly

Right away

The year, today, less what's left of your current month. It renews a year from that day.

Yearly to monthly

When the year you've paid for ends

Nothing now, and nothing is refunded. Your monthly price starts then.

Either way, during a free trial

Right away

Nothing. Your trial keeps its end date, and the new price is your first charge.

Frequently Asked Questions

You've already paid for the year, so you keep it. Your monthly price starts when that year ends, so nothing is lost or left over as credit.

Nothing changes: you stay on monthly billing, and we tell you so.

Yes. On yearly billing, picking a bigger plan on monthly billing waits until your year ends. To upgrade right away, pick the bigger plan on annual billing instead. See changing your plan.

No. Update your card first; then you can change your billing. See when a payment doesn't go through.

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