How do I add a recurring charge you missed?

Some regular payments are hard to spot: rent sent by e-Transfer, a loan payment, or a yearly membership with only one charge so far. You can add these yourself, and they work just like the ones we find.

Add one from the Recurring page

1. 1

   Choose Add recurring

   On Recurring, choose Add recurring at the top. On a phone, it's the round + button.

2. 2

   Find the charge

   Search by merchant or amount. Switch between Money out and Money in to find income, like your pay.

3. 3

   Pick it

   Tap the charge to pick it. You can pick several, from different merchants. One charge per merchant is enough. Then choose Next.

4. 4

   Say how often it comes

   For each merchant, choose Every week, Every 2 weeks, Twice a month, Every month, Every 3 months, Every 6 months or Every year. We suggest an answer from its history; change it if it's wrong.

5. 5

   Save

   Choose Mark as recurring.

Each one joins your recurring charges with a due date and reminders, and it can be a fixed cost in your budget. Other charges from the same merchant, of about the same amount, join it too.

Mark a transaction from its details

1. 1

   Open the transaction

   On Transactions, tap the charge.

2. 2

   Choose Recurring

   The Recurring row says "Comes back on a schedule? Say how often".

3. 3

   Pick how often

   Choose how often it comes. It's marked straight away, and the row then reads, for example, "Every month · Marked by you".

To take the mark off one transaction, open the same page and choose Not recurring.

Let a rule do it every time

If a merchant should always count as recurring, add the Mark as recurring action to a rule and choose how often. Every transaction the rule matches joins your recurring charges: the ones you have now and each new one. See create a rule. Rules are included with Grow and up.

Charges that can't be marked

Some transactions show a reason instead of letting you pick them: