Splits and shared bills

How do I record that someone paid me back?

Tap the round tick on a bill to square it up, or open it and choose Paid next to the person. For a partial payment or cash, use Settle up. Settling the whole balance clears every open bill between you. Mark an e-Transfer in your accounts from the transaction.

Updated Nov 13, 2026

Finly Money doesn't move money between you and the people you split with. When someone pays you back, by e-Transfer, cash or any other way, you record it here so their balance goes down.

Mark a bill squared up

On Splits, every bill has a round tick at the end of its row. Tap it and what's left on the bill is recorded as paid today, for everyone on it. Tapped it by mistake? Tap it again and the bill is open again. Ticking one bill never touches your other bills.

Mark someone's part of a bill as paid

  1. Open the bill

    On Splits, tap the bill under Owed to you. Every bill still open is listed there, whatever its date.

  2. Choose Paid

    Press Paid next to the person. Their whole remaining part of that bill is recorded as paid today, and the bill's progress updates straight away. Not paid takes it back.

On a bill someone else paid, listed under You owe, the button reads I paid: use it once you've paid them back. A part paid by an e-Transfer from your accounts, or by a payment toward everything they owe, shows a check instead of Not paid: that money really moved.

Record a payment with Settle up

Use Settle up for a partial payment, a payment that covers several bills, or cash. You'll find it at the top of Bills, where your balance with each person is, and on their page under People.

  1. Open the person

    On the People tab, tap them.

  2. Choose Settle up

    It's at the top of their page.

  3. Fill it in

    Choose They paid me or I paid them. The Amount starts at what's open between you; change it for a partial payment. Set the Date, and add a Note if you like.

  4. Save

    Press Record payment.

A payment that isn't for one bill goes to that person's oldest open bills first. A bill that's partly paid shows what's left, like $20.00 of $30.00 left.

When you settle up the whole balance, it's recorded as one payment and every open bill between the two of you is cleared, both ways. That includes bills the other person owes you and bills you owe them, so you never have to tick them one by one. A bill cleared that way without anyone paying it reads Evened out.

Mark a payment that's in your accounts

If their e-Transfer landed in an account you've connected or uploaded, record it from the transaction instead. That also leaves it out of your income, since the bill it covers was already counted.

  1. Open the transaction

    Find it in Transactions and tap it.

  2. Choose Someone paying you back?

    This row shows once you've added people. On a payment you sent, like an e-Transfer, it reads Paying someone back? instead.

  3. Pick who it was

    People who owe you come first, with what's open between you.

  4. Record it

    Press the Record … as a settle-up button, which shows the amount.

To undo it, open the transaction, choose the Settle-up row, then It wasn't a settle-up.

Frequently Asked Questions

No. It's only a record in Finly Money. The money itself moves however you and your friend arranged it.

Not if you mark it as a settle-up from the transaction, or record it when Bills suggests it. Either way it's left out of your income, because the bill it covers was already counted.

Yes. Use I paid on the bill, choose I paid them in Settle up, or open your outgoing transfer and choose Paying someone back?

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