Working hard in the background...
Working hard in the background...
Finly Money brings your Canadian bank accounts, cards and investments together, finds your bills and subscriptions, tracks what your cards earn and keeps a budget that keeps up. So you always know where you stand.
WORKS WITH THE BANKS AND CARDS CANADIANS USE

RBC

TD

Scotiabank

BMO

CIBC

National Bank

Tangerine

Simplii Financial

EQ Bank

Manulife Bank

KOHO

Neo Financial

Wealthsimple

American Express
Connected read-only through Flinks or Plaid, or bring a PDF or CSV statement from any bank.
PROUDLY CANADIAN
Most budgeting apps you can use here are American-owned and designed around American banks, cards and taxes, so Canadian connections break and what matters here goes missing. FinlyWealth only operates in Canada. We're Canadians, building for Canadians, in Canadian dollars.
Canadian banks that connect
The big banks, digital banks and credit unions, read-only through Flinks and Plaid. And when a bank won't connect, its PDF or CSV statements will.
Your brokerages, finally included
Most money apps can't see Canadian investments. Connect Wealthsimple, Questrade, TD Direct Investing and more, and keep your TFSA, RRSP and FHSA in one place.




The cards Canadians carry
Points and cash back worked out for Canadian credit cards, with their real earn rates and caps, in Canadian dollars.
Canadian taxes, built in
GST/HST and the CRA's T2125 lines for freelancers and the self-employed, with a tax pack ready for tax season.
Spending
· In every planConnect your Canadian banks and cards read-only, or upload statements from any bank. Every transaction is sorted into a category for you, and searching, tidying and fixing them takes seconds.
Subscriptions & bills
· In every planFinly Money finds the subscriptions, bills and paydays that repeat in your transactions and shows what's due next. Turn on reminders to hear before a charge lands, and when a price goes up.
Card rewards
· In every planFinly Money works out the points or cash back on every card purchase, using each card's real earn rates, caps and fees. See the caps you're close to, the value of your points, and what other cards would have paid.
Budgeting
· In every planFinly Money starts from what really comes in and goes out, works out your bills and what to save, and tells you what's left to spend. Then it follows the month for you, down to a daily allowance.
Each plan has a minimum. Above it, you choose the monthly amount, and you can change it any time. Every plan starts with a free trial.
Grow
Get ahead of every bill
From
$8
a month
Pay what you want above it, plus sales tax.
Every account, your budget and net worth in one place
Card rewards tracker: points, caps and benefits
Budgets by category
Connect up to 2 brokerages
Rules, plus your own categories, tags, notes and splits
Bill reminders and price-rise alerts by email
Export to a spreadsheet
Thrive
Everything, with Fin on your side
From
$15
a month
Pay what you want above it, plus sales tax.
Everything in Grow
Fin: AI chat and SMS about your money
Custom dashboards you build yourself
Fin's insights: what stands out, spotted for you
Reminders and alerts by text
Connect up to 4 brokerages
Priority support
Family
Thrive for two, one bill
From
$22
a month
Pay what you want above it, plus sales tax.
Everything in Thrive, for two people
Household views of net worth, transactions, budget, investments and bills
Each of you chooses exactly what to share
Private by default: nothing is shared until you turn it on
One bill, from $22
Every plan starts with 14 days free. Your card is only charged when the trial ends.
Everything you own and owe, over time. In every plan.
For freelancers and the self-employed. Included with Thrive.
Rules, tags, exports, privacy mode, dashboards you build and more, side by side.
Finly Money reads your accounts so it can sort and explain them. It can never move your money, and what you share is up to you.
Read-only, always
You sign in through Flinks or Plaid. Your bank password never reaches us, and nobody can move money through the link.
Yours to remove
Disconnect a bank any time. Deleting your account deletes your financial data with it.
Private on screen too
Privacy mode blurs amounts, merchants and account names with one switch, for when someone's looking over your shoulder.
Anything else on your mind? Get in touch.
Your first plan starts with 14 days free, once per person, and your card is only charged when the trial ends. Cancel before then and you pay nothing.
Most Canadian banks and credit cards, the big banks included, through our connection partners Flinks and Plaid. If yours isn't there, upload PDF or CSV statements from any bank, or add transactions by hand.
Connections are read-only. You sign in through Flinks or Plaid, your bank password never reaches us, and nobody can move money through the link. Disconnect a bank any time; deleting your account deletes your financial data with it.
Each paid plan has a minimum. Above it, you choose the monthly amount that feels fair to you, and you can change it whenever you like. You are billed exactly the amount you picked, plus sales tax.
No download needed. Finly Money runs in your browser on any computer, tablet or phone.
Yes, from your Membership page. Your plan keeps working until the end of the period you've paid for, and your data stays exactly as it is.
Connect a bank or upload a statement, and your accounts, bills and budget come together in minutes.