The Overview is the first page you see. It's a dashboard: a page of cards, each drawn from your own transactions, accounts and plans. On a phone, it's the round button in the middle of the tab bar.
Before your transactions arrive
Until you have transactions, the Overview shows four setup steps on a track: Bring in your transactions, Tidy up the categories, See what repeats and Set a monthly plan. The step up next carries the only button, starting with Add transactions.
Once your money is in, the steps shrink to a Getting set up strip above your dashboard, showing how many are done. Hide it with its ×. When all four are done you'll see one last card; choose Nice to put it away.
Your month in four figures
The top row reads like a sum: income, minus fixed costs, minus everyday spending, equals what's left over.
Card | What it shows |
|---|---|
Income | Money that came in. For the current month, what you can expect: the larger of what has arrived and your usual month (your budget plan's income, or your recent average). The line underneath says how much has come in so far. |
Fixed costs | Bills and subscriptions. For the current month, what's been paid plus what's still due before the month ends. |
Everyday spending | Everything else that went out. With a budget plan, the line underneath says how much of your spending budget is left. |
Left over | Income minus fixed costs and everyday spending. In the current month it shrinks as you spend. |
Only the current month includes what's still to come. Any other period, like last month or the last 12 months, shows what actually happened.
Tap Income or Everyday spending to see the transactions behind them, or Fixed costs to open Recurring.
The rest of the page
Below the four figures, the standard Overview shows:
- Where your income goes: your income split into fixed costs, spending and what's left.
- How spending built up, compared with the period before.
- Where it went: your spending by category.
- Bills and subscriptions coming up.
- Recent transactions and your Account balances.
- Month by month: money in and out over six months.
- Transactions to file (how many still need a category) and your Savings rate.
Many cards open the transactions behind them. On Thrive and Thrive Duo you can rearrange all of this and build more dashboards: see customize your dashboard.
The period you're looking at
Every card follows the period in the picker under the greeting: this month, unless you choose another. If nothing has happened yet this month, the Overview opens on your latest month with activity, says so, and offers a button to show the current month. See change the period.
The “not counted yet” note
Transactions without a category aren't in any total, because we can't tell if they're income, spending or money moving between your accounts. When the period has some, a note above the dashboard says how many and how much, with Categorize them to fix it. See why uncategorized transactions aren't counted.