Simplifi alternative
· Built for CanadaEverything Simplifi leaves out for Canadians. Built into Finly Money.
Finly Money only serves Canada, so your TFSA, RRSP and FHSA connect through SnapTrade, and your Equifax Canada credit score sits right beside your spending and budget.
What Simplifi doesn't offer Canadians
Your registered accounts, connected
Connect Wealthsimple, Questrade, TD Direct Investing and more read-only through SnapTrade, and see your TFSA, RRSP and FHSA with holdings, allocation and gains. Simplifi has no registered account types.
A Canadian credit score
Simplifi's credit score is for US residents only. Finly Money shows your Equifax Canada score and what's moving it, beside your budget and bills.
Built in Canada, for Canada.
Simplifi is a Quicken app, headquartered in California, serving the US and Canada with one product. FinlyWealth is headquartered in BC and only operates in Canada, so everything in Finly Money starts from the way Canadians bank, invest and pay tax.
Finly Money
BUILT FOR CANADAOnly operates in Canada, for Canadians
TFSA, RRSP and FHSA, with brokerages connected through SnapTrade
Your Equifax Canada credit score, with what's moving it
Headquartered in BC, billed in Canadian dollars
Simplifi
US & CANADAOne app for the US and Canada, one currency at a time
No TFSA, RRSP or FHSA account types
Credit score for US residents only
Made by Quicken, headquartered in Menlo Park, California
WORKS WITH THE BANKS AND CARDS CANADIANS USE
RBC
TD
Scotiabank
BMO
CIBC
National Bank
Tangerine
Simplii Financial
EQ Bank
Manulife Bank
KOHO
Neo Financial
Wealthsimple
American Express
Connected read-only through Flinks or Plaid, or bring a PDF or CSV statement from any bank.
Finly Money vs Simplifi, feature by feature
What each app offers someone who banks in Canada.
Finly Money
Simplifi
Built for
Canada only
US & Canada
TFSA, RRSP and FHSA accounts
Registered accounts as Canadians hold them
Brokerages through SnapTrade
Wealthsimple, Questrade, TD Direct Investing and more
Credit score
Ours from Equifax Canada
Canadian credit card rewards
Real earn rates and caps, purchase by purchase
GST/HST and T2125 business books
Connects Canadian banks
Subscriptions and bills found for you
A budget that follows your month
Investment tracking
Headquartered in
Canada
US
Simplifi details from Quicken's website and Simplifi's help centre, October 2026. “US only” means offered to US residents only.
Everything you'd use Simplifi for, built for Canada
Watch your net worth grow
Everything you own and owe, over time. In every plan.
Never be surprised by a bill again
Bills, subscriptions and what's due. In every plan.
A budget that keeps up with you
A plan for your income, bills and spending. In every plan.
Your side business, tax-ready
For freelancers and the self-employed. Included with Thrive.
And everything in between
Rules, tags, exports, privacy mode, dashboards you build and more, side by side.
To be fair to Simplifi
It's a capable app with a long history, and some of what it does we don't. If your money lives in Canada, Finly Money was built for exactly that.
It works on both sides of the border
If you bank in the US and in Canada, Simplifi connects to both, one currency at a time.
Deeper investment tools
Cost basis, performance analysis and real-time quotes for the portfolio you track in it.
A long list of institutions
Simplifi says it connects to over 14,000 financial institutions across the US and Canada.
Decades of Quicken
Quicken has made personal finance software since the 1980s, and Simplifi is its app for everyday money.
Your money stays yours
Finly Money reads your accounts so it can sort and explain them. It can never move your money, and what you share is up to you.
Read-only, always
You sign in through Flinks or Plaid. Your bank password never reaches us, and nobody can move money through the link.
Yours to remove
Disconnect a bank any time. Deleting your account deletes your financial data with it.
Private on screen too
Privacy mode blurs amounts, merchants and account names with one switch, for when someone's looking over your shoulder.
Simplifi or Finly Money, answered
Anything else on your mind? Get in touch.
Finly Money only does Canada. It connects your TFSA, RRSP and FHSA through SnapTrade, will show your Equifax Canada credit score, works out what your Canadian credit cards earn, and keeps GST/HST and T2125 books for the self-employed.
Yes. Connect Wealthsimple, Questrade, TD Direct Investing and more read-only through SnapTrade, or track an account by hand, and see your holdings, allocation and gains beside your spending.
No. Simplifi's credit score is only available to US residents. Finly Money shows your Equifax Canada credit score and what's moving it.
FinlyWealth is headquartered in BC and only operates in Canada, and every Finly Money plan is billed in Canadian dollars. Simplifi is made by Quicken, headquartered in California.
Your first plan starts with 7 days free, once per person, and your card is only charged when the trial ends. We'll email you 2 days before, so it never takes you by surprise. Cancel before then and you pay nothing.
Connections are read-only. You sign in through Flinks or Plaid, your bank password never reaches us, and nobody can move money through the link. Disconnect a bank any time; deleting your account deletes your financial data with it.
Your money is Canadian. Your money app should be too.
Connect your Canadian banks and brokerages, or upload a statement, and see your accounts, investments and budget in minutes.