Mint alternative
· Built for CanadaMint is gone. Finly Money picks up where it left off.
Intuit closed Mint in March 2024 and sent everyone to Credit Karma, which tracks spending but has no budget you can set. Finly Money connects your Canadian banks, finds your bills and subscriptions, and keeps a budget that follows your month, in Canadian dollars.
Everything you used Mint for, and what it never did
A budget that keeps up
Set from what really comes in and goes out, then followed through the month for you, down to what's left to spend today.
Bills and subscriptions, found for you
The charges that repeat in your transactions, with what's due next, what each costs you a month, and a reminder before a charge lands or a price goes up.
Your TFSA, RRSP and FHSA
Connect Canadian brokerages read-only through SnapTrade, and see your registered accounts with holdings, allocation and gains beside your spending.
What your Canadian cards earn
Points and cash back on every purchase, worked out with each Canadian card's real earn rates and caps.
What happened to Mint, and what Canadians got instead.
Intuit closed Mint on March 23, 2024 and pointed its users to Credit Karma. In the US, that meant balances and spending, without budgets. In Canada, Credit Karma is a free credit score and report. The budget, the bills and the whole picture went away. Finly Money was built here, for the way Canadians bank.
Finly Money
BUILT FOR CANADACanadian banks and credit unions, through Flinks and Plaid
A budget that follows your month, with bills and subscriptions found for you
TFSA, RRSP, FHSA and Canadian brokerages, with your Equifax Canada score
Built in BC, billed in Canadian dollars
Mint
SHUT DOWNClosed by Intuit on March 23, 2024
Users pointed to Credit Karma, which doesn't budget the way Mint did
In Canada, Credit Karma is a free credit score and report
Your history is gone unless you downloaded it in time
WORKS WITH THE BANKS AND CARDS CANADIANS USE
RBC
TD
Scotiabank
BMO
CIBC
National Bank
Tangerine
Simplii Financial
EQ Bank
Manulife Bank
KOHO
Neo Financial
Wealthsimple
American Express
Connected read-only through Flinks or Plaid, or bring a PDF or CSV statement from any bank.
Finly Money vs Mint, feature by feature
What each app offers someone who banks in Canada.
Finly Money
Mint
Open to Canadians today
Closed 2024
Connects Canadian banks and credit unions
The big banks, digital banks and credit unions
Statements from any bank
PDF or CSV, for a bank that won't connect
Spending by category
A budget that follows your month
Subscriptions and bills found for you
Bill reminders before a charge lands
Net worth over time
TFSA, RRSP and FHSA tracking
With Canadian brokerages connected
Canadian credit card rewards
Real earn rates and caps, purchase by purchase
GST/HST and T2125 business books
Canadian credit score
From Equifax Canada
Paid for by
You, in CAD
Offers and ads
Mint details from Intuit's and Credit Karma's own announcements and help centres, checked October 2026. “Gone” means Mint offered it until it closed on March 23, 2024; “US only” means offered to US users only.
What you had in Mint, built for Canada
A budget that keeps up with you
A plan for your income, bills and spending. In every plan.
Never be surprised by a bill again
Bills, subscriptions and what's due. In every plan.
Watch your net worth grow
Everything you own and owe, over time. In every plan.
And everything in between
Rules, tags, exports, privacy mode, dashboards you build and more, side by side.
To be fair to Mint
Mint did a lot for a free app, and it's fair to miss it. What it did, Finly Money does for Canadian banks today, and it adds the Canadian pieces Mint never had.
It was free
Mint cost nothing and paid for itself with the offers it showed you. Finly Money starts with a 7 days free trial on any plan, then you pay for it, so nobody else has to.
It had been around since 2006
Mint was one of the first apps to pull every account into one place, and millions of people learned to budget on it.
US users could carry their data over
In the US, Intuit let Mint users move their balances and three years of transactions into Credit Karma. Canadians were told to download their history instead.
Credit Karma still works in Canada
If all you wanted from Intuit was a free credit score, Credit Karma Canada offers one, with your report and monitoring.
Your money stays yours
Finly Money reads your accounts so it can sort and explain them. It can never move your money, and what you share is up to you.
Read-only, always
You sign in through Flinks or Plaid. Your bank password never reaches us, and nobody can move money through the link.
Yours to remove
Disconnect a bank any time. Deleting your account deletes your financial data with it.
Private on screen too
Privacy mode blurs amounts, merchants and account names with one switch, for when someone's looking over your shoulder.
Life after Mint, answered
Anything else on your mind? Get in touch.
Credit Karma. Intuit said it doesn't provide budgeting the way Mint did: in the US it shows balances, spending by category and net worth, but there's no budget to set and follow. In Canada, Credit Karma is a free credit score, credit report and monitoring; it doesn't connect your bank accounts, track your spending or keep a budget.
If you downloaded your Mint transactions as a CSV before it closed, upload the file to Finly Money the way you'd upload a bank statement, and your history comes in. Then connect your banks and the rest keeps coming in on its own.
Most Canadian banks, credit cards and credit unions, the big banks included, through our connection partners Flinks and Plaid. If yours isn't there, upload PDF or CSV statements from any bank, or add transactions by hand.
Finly Money starts from what really comes in and goes out, works out your bills and what to save, and tells you what's left to spend. Then it follows the month for you, down to a daily allowance, and you can give groceries, eating out or anything else its own limit.
Yes. Finly Money shows your Equifax Canada credit score and what's moving it, beside your budget and bills. Mint's free credit score was for US users only.
Your first plan starts with 7 days free, once per person, and your card is only charged when the trial ends. We'll email you 2 days before, so it never takes you by surprise. Cancel before then and you pay nothing.
Connections are read-only. You sign in through Flinks or Plaid, your bank password never reaches us, and nobody can move money through the link. Disconnect a bank any time; deleting your account deletes your financial data with it.
Pick up where Mint left off
Connect your Canadian bank or upload a statement, and see your spending, bills and budget in minutes.