Plans and billing

How do I cancel my plan?

On Membership, choose Cancel plan at the foot of your plan card and confirm. You keep your plan until the end of the period you've paid for, or your trial, then Finly Money pauses. Linked banks are disconnected 14 days later. Choose Keep before then to undo.

Updated Nov 4, 2026

You can cancel any time. Nothing more is charged after the period you've paid for. What you've added to Finly Money stays until you ask us to delete it.

Cancel your plan

  1. Open Membership

    Go to Membership in Settings. On a phone, tap More, then Settings.

  2. Choose Cancel plan

    It's a small link at the foot of your plan's card.

  3. See what stops

    We show what stops working on the day your plan ends. Choose Continue to cancel, or Keep Thrive (with your plan's name) to stay.

  4. Look at the cheaper ways to stay

    If there's a cheaper option, such as your plan at its lowest monthly price or the plan below yours, it's offered here. Pick one to switch, or choose No thanks, cancel Thrive to carry on.

  5. Confirm

    The last screen says exactly what happens. Choose Cancel Thrive (with your plan's name) to finish.

Closing the window at any step keeps your plan as it is.

What happens next

  • You keep your plan until the end of the period you've paid for. During a free trial, that's the day the trial ends, and you're not charged.
  • Your plan card shows Ends with the date. In the last 3 days, a notice at the top of Finly Money reminds you too.
  • When your plan ends, Finly Money pauses until you pick a plan again. Nothing is deleted.
  • Your bank connections stop syncing then, and are disconnected 14 days later. Transactions you already had stay.
  • What you added (accounts, transactions, statements, budgets, net worth items and Finn conversations) stays until you ask us to delete it. To ask, contact support, or delete your FinlyWealth account. If you have a plan, you can also open Profile and choose Delete my financial data. See what happens when your plan ends.
  • If you pay for Thrive Duo, your partner loses their seat on the same day.

Coming back later

Open Finly Money any time and you'll be asked to pick a plan. Once you do, what you added is still there. If you've already had a free trial, your new plan starts right away. If we disconnected your banks in the meantime, reconnect them from Accounts.

Frequently Asked Questions

Yes. You keep your plan until the trial ends, and you're not charged.

No. What you added stays until you ask us to delete it. Only your linked banks and brokerages are disconnected, 14 days after your plan ends. To ask for deletion, contact support, or see deleting your financial data or deleting your account.

The Thrive Duo plan belongs to the person who pays, so only they can cancel it. You can leave the household any time.

You'll see a note saying your payments were declined, with Cancel it. Choosing it closes the plan right away, and nothing more is charged. Starting a new plan closes it for you too.

Was this helpful?

Related answers

Still need help?

Our team answers every request, usually within 1–2 business days.

Contact support