Your accounts

How do I tell Finly Money which credit card I have?

On Accounts, choose Which card is this? under a credit card account (on a phone, tap the account first) and pick your card from our guesses or the full list. The account then shows your real card everywhere, and the rewards tracker uses it.

Updated Oct 21, 2026

Your bank shares your card's account, but not always exactly which card it is. Telling us takes a few seconds, and you can do it on any plan.

Why it matters

  • Your real card, everywhere: the account shows the card's picture and name across Finly Money, including Accounts, account pickers, Net worth and search.
  • Rewards: the card rewards tracker works out what each purchase earned on your exact card. The tracker is included with Grow and up.

Choose your card

  1. Find the card on Accounts

    On Accounts, look under the credit card account's name. If we don't know the card, you'll see Which card is this?. If we've made a guess, you'll see the card's name with not right? beside it. On a phone, tap the account and choose Which card is this?.

  2. Open the card list

    Tap Which card is this?, not right? or the card's name.

  3. Pick your card

    Our guesses shows the best match first: choose Yes, this is my card. Not there? Choose the Not here? Search all … cards link, or switch to All cards and search by card or issuer.

The account shows your card straight away, with a check mark beside its name to say you've confirmed it. If your plan includes the rewards tracker, the card's rewards are worked out again in the background, and its purchases read "Calculating…" until they're done.

The Rewards page asks the same question for any card we haven't identified.

When you upload a card statement

Card statements usually name the card, so we ask while you upload: "Is this your …?" Choose Yes, it's mine, or It's another card to pick from the list. If the statement doesn't say, choose Choose the card, or Carry on without one.

Change or clear it

Click the card's name under the account any time to pick a different card (on a phone, tap the account and choose Which card is this?). If your card isn't listed, choose It isn't any of these: the account works as normal, without card art, and its rewards aren't tracked.

Frequently Asked Questions

No. Your choice stays until you change it.

Choose It isn't any of these. The account still works as normal; it just won't show the card's picture or track its rewards.

No, anyone can choose their card. Tracking its rewards is included with Grow and up.

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