You can browse most of FinlyWealth without telling us who you are. What we keep depends on what you use. This page is a plain summary of the parts that matter for rebates. Our Privacy Policy is the full version.
What we keep and why
- Your account. Your name and email address, and either a password (stored only in hashed form) or Google sign-in, so you can sign in. We also note whether you use two-step verification.
- Your mobile number. We verify it with a code before your first payout and check what type of line it is. Each account can have one verified number, and disposable VoIP numbers are blocked.
- Payout details. Your first and last name and the email you use for INTERAC e-Transfer, so we can pay you.
- Activity records. The products you click on, apply for and are approved for, the rebates you earn and the payouts we make, plus click and conversion details from our partner networks. This is how we track eligibility, verify claims and pay you.
- Files for rebate claims. Anything you upload to verify a rebate, such as an approval email.
- Fraud-prevention signals. Our rebate, referral and free-trial programs have real value, so we check for duplicate accounts and abuse, using things like device identifiers.
How long we keep it
- Your account and profile: while your account is open.
- Cash-back, rebate, referral and payment records: 7 years, to meet Canadian tax and books-and-records obligations.
- Partner-network tracking identifiers: 365 days.
Marketing, sharing and your choices
- We send marketing emails only if you agree. You can unsubscribe from the link in any of them, and you will still get emails about your account, security and payouts.
- We do not sell personal information.
- Your financial profile (province, goals, income band and so on) is optional. You choose what to provide.
- You can delete your account yourself: see How do I delete my FinlyWealth account?.