Referrals

How do FinlyWealth referrals work?

Share your referral link. When a friend signs up through it and earns a rebate, you earn 25% of their base rebate as a bonus, for their first 2 years as a member. There's no cap on friends, and your friend still gets their full rebate.

Updated Nov 4, 2026

When a friend you referred earns a rebate, you earn a bonus too. It comes out of FinlyWealth's share, not your friend's: they get the same full rebate as anyone who signs up directly.

How to refer a friend

  1. Copy your referral link

    Sign in and open Referrals. Your link is under Your Referral Link. Leave Target page (optional) empty to send friends to the homepage, or enter a page path such as /credit-cards. Then press the copy button.

  2. Share it

    Send it to friends, family or your audience. There's no cap on how many people you refer.

  3. Your friend signs up and applies

    They create an account and apply for a financial product through FinlyWealth.

  4. You earn 25% of their base rebate

    Once their rebate is approved, your bonus is added automatically.

How your bonus is worked out

Your bonus is 25% of your friend's . It applies to rebates they earn during their first 2 years with FinlyWealth, counted from the day they join. After 2 years that referral ends. Every new friend starts their own 2 years.

Worked example
Your bonus on an example offer
Your friend's rebate

Base rebate on the offer

$100

Temporary boost (second case only)

$50

No boost

Your friend collects

$100

25% of the $100 base rebate

$25

Your bonus

$25

Example numbers only. Each offer's page shows its current base rebate.

Good to know

  • If your friend's application is declined, no rebate is paid, so there is nothing to take 25% of.
  • Self-referrals, duplicate accounts and other abuse aren't eligible, and may lead to bonuses being reversed or the account being suspended.
  • Your page shows Referral Earnings, Successful Referrals and a Referral Bonus History.

Wondering when you'll be paid? See When is a referral reward paid?

Get your referral link

Open your Referrals page and copy your link.

Go to Referrals

Frequently Asked Questions

No. Every new member who signs up through your link is tied to your account, and each starts their own 2 years.

No. Your 25% is calculated on the standard base rebate only.

Start a new request under Support and choose Referrals Missing. List the email addresses of the friends you referred, one per line, and anything else that helps us link them.

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