Getting started

How do rebates work, start to finish?

You click through to an offer from FinlyWealth, we log the visit, the merchant confirms, and your cash back moves from pending to approved, matures, then is paid by direct deposit or INTERAC e-Transfer once you reach the $10 minimum.

Updated Nov 4, 2026

A rebate is cash back you earn when you go to an offer from FinlyWealth and complete it. It does not appear the instant you apply, and not every visit leads to a reward. Here is the journey, so you know what to expect while you wait.

The five steps

  1. Your visit is tracked

    The moment you head to an offer from FinlyWealth, we log the visit. You can see it under Tracked Visits in your account.

  2. The merchant reviews it

    Banks and merchants confirm on their own schedule, often days to weeks. Many skip a pending update and report straight to approved or declined.

  3. It shows as pending, approved or declined

    Once the merchant reports back, your cash back appears on the My Earnings page as pending (waiting on the merchant to confirm), approved, or declined.

  4. Approved cash back matures

    Approved cash back is briefly held while the institution completes its own internal verification. Timelines vary by product. While it is held, it is marked Maturing, and where we know the date, we show when it becomes available.

  5. You are paid

    Your balance is sent automatically once it clears the $10 minimum, by direct deposit to your bank or by INTERAC e-Transfer. Set this up under Account before your first payout.

What to do so your visit counts

Each offer has its own terms, so read them before you apply. Applications made without a FinlyWealth rebate on offer show as No rebate and earn nothing.

Frequently Asked Questions

The merchant approved it, but it is held while the institution finishes its own verification. Timelines vary by product. Where we know the date, My Earnings shows when it becomes available.

Declined means the merchant declined it. The merchant decides, so the offer's terms are the first place to look.

Choose direct deposit or INTERAC e-Transfer on your Account page, and verify your mobile number. Your balance is then sent automatically once it clears the $10 minimum.

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