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Scotiabank Passport® Visa Infinite Business* Card Review
The Bottom Line
The Scotiabank Passport Visa Infinite Business Card stands out as one of the few business cards offering no foreign transaction fees, making it exceptional for companies with international operations or frequent business travel. With a solid 1.5% earning rate on all purchases (1.5 Scene+ points per $1) and a generous 40,000-point welcome bonus, it's ideal for businesses that value travel flexibility over category bonuses. The $199 annual fee is justified by comprehensive travel insurance, six annual lounge visits, and savings on foreign transactions. However, businesses focused purely on maximizing rewards in specific categories may find better options elsewhere.
Our choice for: Premium Travel Perks and No FX Fees
APPLY NOW
on Scotiabank's website
Welcome Bonus
Earn up to 40,000 bonus Scene+ points [1]
Annual Fee
$199
Interest Rates
19.99% / 22.99%
Rewards
- Earn 1.5X the Scene+TM‡ points for every $1 spent2 on purchases for your business
- Enjoy no Foreign Transaction Fees3 whether you make purchases online or outside of Canada
Insurance
Coverage
Travel Medical Insurance
$2M/insured up to 25 daysTravel Medical Insurance (65+)
$2M/insured up to 10 days
Trip Cancellation
$2,500/person, $10,000/trip
Trip Interruption
$2,500/person, $10,000/trip
Flight Delay
$500/person after 4 hours
Lost or Stolen Baggage
$1000Baggage Delay
$1000
Common Carrier Travel Accident Insurance
$500,000/insured, $1M combined.svg)
Car Rental Damage & Theft
$65,000 up to 48 days
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
No Foreign Transaction Fees
Avoid the usual 2.5% forex fees on your purchases when you travel outside of Canada
Airport Lounge - Dragon Pass
6 Free complimentary visits.svg)
Status lift
Avis® Preferred Plus membership.svg)
Concierge Services
Visa Infinite Exclusive Benefits
Eligibility
Credit Score
GoodAnnual Income
$60,000 personal or $100,000 household
*Terms and conditions apply. See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Check here for full details and current product information.
Welcome Bonus Details
- Earn up to 40,000 bonus Scene+ points.1
- Earn 30,000 bonus Scene+ points by making at least $5,000 in everyday eligible business purchases in your first 3 months.
- Earn 10,000 bonus Scene+ points by making at least $60,000 in everyday eligible business purchases in your first 12 months.
Card Details
Pros & Cons
Pros
- No foreign transaction fees (saves 2.5% on international purchases)
- Strong 1.5% earning rate on all purchases (no categories to track)
- Generous welcome bonus up to 40,000 Scene+ points ($400 value)
- Six complimentary annual airport lounge visits via Visa Airport Companion Program
- Comprehensive travel insurance ($1M medical coverage)
- Scene+ points have flexible redemption at 1¢ each for any travel expense
- First additional card free ($50 value)
- Visa Infinite benefits including concierge service
Cons
- High $199 annual fee
- High spending thresholds for full welcome bonus ($60,000 for 10,000 bonus points)
- Scene+ points can't be transferred to airline partners
- Higher income requirements ($60K individual/$100K household)
- Additional employee cards cost $50 each after the first
- Limited to Scene+ ecosystem vs. more flexible points programs
Scotiabank Passport® Visa Infinite Business* Card
5.0
FinlyWealth Rating
on Scotiabank's website