Best Credit Cards by Bank

A review of best credit cards by bank in Canada

RBC (Royal Bank of Canada)

As Canada’s largest bank, RBC offers one of the most diverse credit card portfolios in the country, catering to travellers, cash back seekers, and everyday spenders. Its Avion, WestJet, and co-branded airline cards are especially popular among frequent flyers.
See the best RBC credit cards here.

TD Bank

TD is best known for its strong lineup of Aeroplan credit cards and consistent travel-focused benefits. While it exclusively issues Visa cards, its selection covers everything from premium travel to no-fee everyday use.
See the best TD credit cards here.

Scotiabank

Scotiabank stands out as the only Big Five bank to issue Visa, Mastercard, and American Express credit cards. Its Scene+ rewards program and competitive travel cards regularly rank among the best in Canada.
See the best Scotiabank credit cards here.

BMO (Bank of Montreal)

As Canada’s oldest bank, BMO offers a broad range of credit cards with a strong emphasis on cash back rewards. Its cards are well-suited for both everyday spending and travel-focused users.
See the best BMO credit cards here.

CIBC

CIBC provides a solid lineup of travel and rewards credit cards, including popular Aeroplan and Aventura options. Many of its cards feature generous welcome bonuses and comprehensive insurance coverage.
See the best CIBC credit cards here.

American Express

American Express is known for premium perks, strong customer service, and industry-leading rewards programs. While acceptance can be more limited than Visa or Mastercard, Amex cards often deliver exceptional value for travel and dining.
See the best American Express credit cards here.

MBNA

MBNA specializes in rewards-heavy and balance transfer credit cards, making it a favourite among savvy optimizers. Its Alaska Airlines cards and True Line balance transfer offers are particularly well regarded.
See the best MBNA credit cards here.

Neo Financial

Neo Financial brings a modern, app-driven approach to credit cards with flexible cash back tied to local and online merchants. Its cards are designed for users who want customization and real-time rewards tracking.
See the best Neo Financial credit cards here.

Simplii Financial

Simplii offers a straightforward, no-fee cash back credit card backed by CIBC. It’s a popular option for those looking for simplicity without sacrificing solid everyday rewards.
See the best Simplii Financial credit cards here.

Tangerine

Tangerine’s credit cards are known for allowing cardholders to choose their own bonus spending categories. With no annual fee options and competitive cash back, they appeal to budget-conscious Canadians.
See the best Tangerine credit cards here.

KOHO

KOHO combines prepaid spending with credit-building features, making it a strong option for newcomers or those rebuilding credit. Its ecosystem focuses on financial control, budgeting, and transparency.
See the best KOHO cards here.

Canadian Tire Bank

Canadian Tire Bank credit cards earn rewards in Canadian Tire Money, redeemable across a wide retail ecosystem. They’re especially valuable for shoppers who frequently spend at Canadian Tire and its partner stores.
See the best Canadian Tire credit cards here.

Meridian

Meridian, one of Canada’s largest credit unions, offers competitively priced credit cards with strong insurance benefits. Its cards are designed for members who value cooperative banking and community-focused financial products.
See the best Meridian credit cards here.

PC Financial

PC Financial credit cards allow cardholders to earn PC Optimum points on everyday spending. These cards are a natural fit for Canadians who frequently shop at Loblaw-owned stores.
See the best PC Financial credit cards here.

National Bank of Canada

National Bank offers a well-rounded lineup of credit cards tailored to students, professionals, and frequent travellers. Its cards often feature strong travel insurance and competitive rewards structures.
See the best National Bank credit cards here.

Desjardins

As the largest cooperative financial group in Canada, Desjardins offers a diverse selection of credit cards with robust insurance coverage. Its products appeal to users seeking stability, value, and cooperative banking principles.
See the best Desjardins credit cards here.

ATB Financial

ATB Financial is Alberta-based and offers credit cards designed with simplicity and regional accessibility in mind. Its lineup focuses on practical rewards and everyday usability.
See the best ATB credit cards here.

Rogers Bank

Rogers Bank credit cards are tailored to Rogers customers, offering enhanced rewards when redeemed against Rogers services. They’re particularly attractive for telecom users looking to offset monthly bills.
See the best Rogers Bank credit cards here.

Brim Financial

Brim offers modern Mastercard credit cards with no foreign exchange fees and flexible rewards. Its cards also include access to the Mastercard Travel Pass, adding value for frequent travellers.
See the best Brim credit cards here.

Home Trust

Home Trust is best known for its no foreign exchange fee credit card and secured credit card options. It’s a popular choice for Canadians focused on saving while traveling or rebuilding credit.
See the best Home Trust credit cards here.

Tim Hortons Financial

Tim Hortons credit cards allow users to earn rewards toward coffee and food purchases. These cards are designed for loyal Tim Hortons customers who want simple, everyday rewards.
See the best Tim Hortons credit cards here.

Walmart Financial

Walmart credit cards offer straightforward rewards geared toward in-store and online shopping at Walmart. They’re best suited for frequent Walmart shoppers looking to save on everyday essentials.
See the best Walmart credit cards here.