How much is the value of 55,000 WestJet Rewards points?

Redemption Option	Average Value
Travel with WestJet	1¢ / point

Best Credit Cards for the WestJet Rewards Loyalty Program

These credit cards will give you the most rewards and benefits to optimize for WestJet Rewards points

WestJet RBC World Elite Mastercard

2.8

Finly Rating

APPLY NOW

go to RBC's website

Welcome Bonus*

Get up to 45,000 WestJet points

First Year Value

$691.6

Based on $2,000/mo spending. Calculate your rewards

Annual Fee*

$119

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE*

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

If you travel frequently with WestJet, you must get this card because you are missing out on many benefits, even if you don't use this card for rewards. The round-trip companion voucher, status lift, and free checked bag benefits alone more than make up for the annual fee. For WestJet purchases, this card is great for earning rewards, but for all other categories, we recommend pairing it with another card.

Pros & Cons

Pros

A no-brainer if you are a frequent WestJet traveler. The first free checked bag, annual companion pass, and status lift benefits alone make up more than the amount paid for the annual fee.
A very good list of travel insurance in addition to WestJet-specific benefits.

Cons

Not the best card for rewards accumulation, so it's better if paired with another card that offers higher rewards on non-WestJet purchases.
Rewards can only be used on WestJet, making them less flexible.

Card Details

Rewards*

Earn 2 points per $1 spent on WestJet flights or WestJet Vacations packages using your card
Earn 1.5 points per $1 spent on everyday purchases

Insurance*

Coverage*

Emergency Out of province Medical
15 days
Emergency Medical Over 65
3 days
Travel Accident
$500K
Car Rental Damage & Theft
$65K up to 48 days
Trip Interruption
$5K/person, $25K/trip
Flight Delay
$250/person, $500/occurrence
Baggage Delay
$500/person, $2500/occurrence
Purchase Protection
90 days
Extended Warranty
1 year

Benefits*

Details*

Airport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 4 visits.
Companion Voucher
Travel within Canada or to the continental U.S. (excluding Hawaii), from $119 CAD, Travel to Hawaii or Mexico from $399 CAD, Travel to the rest of the WestJet network from $399 CAD
Status lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year)
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests
Discount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollars
Boingo Wi-Fi hotspot
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall

Eligibility*

Credit Score
Good
Annual Income
$80,000 personal or $150,000 household

^*1To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between July 9 and October 21, 2025 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard. You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period. Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer. If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.  Check here for full details and current product information.

WestJet RBC Mastercard

1.9

Finly Rating

APPLY NOW

go to RBC's website

Welcome Bonus

Get up to 10,000 WestJet points

First Year Value

$301.6

Based on $2,000/mo spending. Calculate your rewards

Annual Fee

$39

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

The WestJet RBC Mastercard is an affordable travel card for frequent WestJet travelers. It offers solid perks like a companion voucher, WestJet dollars, and insurance at a low annual fee. However, the earning potential is limited for everyday purchases, making it less suitable for those who aren't frequent WestJet users.

Pros & Cons

Pros

Earn WestJet dollars that are easy to redeem for WestJet flights or vacation packages.
Annual companion voucher for travel within Canada and the Continental U.S., potentially offering significant savings.
Save 3 cents per litre on fuel at Petro-Canada and earn bonus Petro-Points.
Includes 7 types of insurance despite the low annual fee.

Cons

Limited earning potential with only 1% back on non-WestJet purchases.
Companion voucher costs $199 to use, making it less valuable for shorter trips.

Card Details

Rewards

Earn 1.5 points per $1 spent when you buy WestJet flights or WestJet Vacations packages using your card
Earn 1 point per $1 spent on everyday purchases

Insurance

Coverage

Travel Accident
$500,000
Car Rental Damage & Theft
$65K up to 48 days
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year

Benefits

Details

Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall

Eligibility

Credit Score
Good
Annual Income
N/A

Best Credit Cards for the WestJet Rewards Loyalty Program

WestJet Rewards Program Breakdown

WestJet Rewards Points Value in Increments

	Optimal Redemption Value 1¢ / point		Optimal Redemption Value 1¢ / point
1 point	$0.01	60,000 points	$600
10 points	$0.1	65,000 points	$650
100 points	$1	70,000 points	$700
1,000 points	$10	75,000 points	$750
2,500 points	$25	80,000 points	$800
5,000 points	$50	85,000 points	$850
10,000 points	$100	90,000 points	$900
15,000 points	$150	95,000 points	$950
20,000 points	$200	100,000 points	$1,000
25,000 points	$250	125,000 points	$1,250
30,000 points	$300	150,000 points	$1,500
35,000 points	$350	200,000 points	$2,000
40,000 points	$400	250,000 points	$2,500
45,000 points	$450	500,000 points	$5,000
50,000 points	$500	750,000 points	$7,500
55,000 points	$550	1,000,000 points	$10,000