Moi Rewards is a simple program. For every $1 you spent at Metro stores (including Jean Coutu pharmacies), you'll earn 1 point. You can also earn bonus points on personalized offers.
Tired of guessing what the value of 1 Moi Rewards point is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
The moi RBC® Visa‡ is a decent no annual fee entry card that can earn you moi Rewards points really fast on all your purchases, particularly on moi rewards partner stores. Points are best used for redeeming towards purchases at moi rewards partner stores with an average of 0.8 cents per point. If you frequently shop at moi Rewards partner stores like Metro, Brunet and Première Moisson stores in Quebec, and participating Jean Coutu stores then you can rack up points really quickly and save a lot each year on your purchases when you redeem your points.
Pros
Decent optimization
No annual fee
Mobile device insurance
Gas discounts
Cons
Low point value
Limited geographical acceptance
Rewards
2X Points on Grocery, Beauty and Wellness: Earn 2 Moi points for every $1 in purchases when you pay with your moi RBC Visa credit card and swipe your Moi program card at participating Metro, Brunet and Première Moisson stores in Quebec, and participating Jean Coutu stores everywhere. [2]
2X the Moi Points on Restaurants and Dining: Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card. [3]
2X Moi Points on Gas and EV Charging: Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card. [3]
1X Moi Points on All Other Purchases: Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores. [1]
Insurance
Coverage
Mobile Device Insurance
$1,000
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
Eligibility
Credit Score
Good
Annual Income
N/A
Moi Rewards Program Breakdown
One of the simplest rewards programs in Canada is Moi Rewards, brought to you by Metro.
When we say simple – we mean it. With Moi Rewards, you’ll earn a Moi Reward point on purchases made at Metro and participating retailers. After you collect enough points, you can redeem them towards future purchases at the same eligible grocers.
To learn more about this straightforward loyalty system, keep scrolling.
How do you Earn Moi Rewards Points? 🏆
There are a few different ways to earn and boost Moi Rewards Points:
The moi RBC® Visa‡ is a decent no annual fee entry card that can earn you moi Rewards points really fast on all your purchases, particularly on moi rewards partner stores. Points are best used for redeeming towards purchases at moi rewards partner stores with an average of 0.8 cents per point. If you frequently shop at moi Rewards partner stores like Metro, Brunet and Première Moisson stores in Quebec, and participating Jean Coutu stores then you can rack up points really quickly and save a lot each year on your purchases when you redeem your points.
Pros
Decent optimization
No annual fee
Mobile device insurance
Gas discounts
Cons
Low point value
Limited geographical acceptance
Rewards
2X Points on Grocery, Beauty and Wellness: Earn 2 Moi points for every $1 in purchases when you pay with your moi RBC Visa credit card and swipe your Moi program card at participating Metro, Brunet and Première Moisson stores in Quebec, and participating Jean Coutu stores everywhere. [2]
2X the Moi Points on Restaurants and Dining: Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card. [3]
2X Moi Points on Gas and EV Charging: Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card. [3]
1X Moi Points on All Other Purchases: Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores. [1]
Insurance
Coverage
Mobile Device Insurance
$1,000
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
Eligibility
Credit Score
Good
Annual Income
N/A
Applying for the moi RBC Visa card is the best way to collect Moi Rewards points, plus you'll gather these points on multiple earn categories beyond groceries.
These categories include:
Groceries
Beauty
Wellness
Restaurants and dining
Gas and EV Charging
The same point rate applies to each specialized category before a standard base rate is applied to all other eligible purchases.
What makes this option even more appealing are the welcome bonus offers. The moi RBC Visa card rewards you with 3,000 Moi points on your first purchase, 3,500 Moi points when you spend $500 in the first three months of membership, and an additional 3,500 Moi points when you spend $2,000 in the first year.
In terms of perks, enjoy gas discounts on fuel at Petro-Canada and extra Petro-Points, not to mention a statement credit at Simons when you pay with your card.
Another advantage to this card is that it has no annual fee which makes it an affordable option, however, the card becomes less accessible since it’s only useful to residents of Quebec, New Brunswick, and Ontario.
Overall, the best way to optimize your Moi Rewards points is to start paying with a moi RBC Visa card. This card gives you better point-potential, plenty of earning opportunities, and extra perks.
Already own an RBC credit card? Link your eligible card to your Moi Rewards card for an extra Moi point for every $2 spent at participating Moi stores. To successfully link the two cards, sign in to RBC Online Banking.
You can easily collect these earnings by scanning your Moi card at checkout and paying with your linked RBC credit card. Keep in mind, however, that you’ll need to meet the following minimum purchase requirements at participating stores:
$60 at Metro, Food Basics, Super C
$40 at Jean Coutu and Brunet
$20 at Première Moisson
Shoppers can easily sign-up for a Moi Rewards card online. The Moi Rewards Card is a complimentary loyalty card created by Metro Inc.
Once enrolled in this program, you’ll earn a Moi Rewards point for every $3 purchase you make at Metro and associated stores.
Every time you accumulate 500 points, you’ll have $4 in rewards to spend at participating retailers.
To enroll in Moi Rewards, simply:
Create your identifier online – this will act as your single login access for Metro, Food Basics, and Jean Coutu
Once signed in, select “Create a new card” to commence the enrolment process
Complete your profile by filling in the required information and accepting the program conditions
How do you Redeem Moi Rewards Points? 🤑
Now that you have an in-depth understanding of where your Moi Rewards come from, here’s a closer look at how you can redeem those points on future purchases.
Redemption Category
Redemption Options
Average Point Value
Groceries 🥕
Use Moi points to make future purchases at participating retailers, such as:
Metro
Super C
Brunet
Première Moisson
Jean Coutu
8 cpp
(500 Moi points = $4 in savings)
As you can see from the above redemption table, once you collect a minimum of 500 Moi points, you can redeem them for $4 towards your bill at Metro, Super C, Brunet, Première Moisson or Jean Coutu.
Are Moi Rewards Points Worth it?
Ultimately, Moi Rewards points are worth it for those who frequently shop at Metro, Super C, Brunet, Première Moisson or Jean Coutu.
If you shop at any of the above stores consistently and you have an eligible RBC credit card, linking your Moi Rewards card to your RBC credit Card allows you to unlock even more earnings.
Better yet, go ahead and apply for the no-fee moi RBC Visa card for the most Moi point-potential and plenty of additional earning opportunities.
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