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WestJet RBC Mastercard Review
The Bottom Line
The WestJet RBC Mastercard is an affordable travel card for frequent WestJet travelers. It offers solid perks like a companion voucher, WestJet dollars, and insurance at a low annual fee. However, the earning potential is limited for everyday purchases, making it less suitable for those who aren't frequent WestJet users.
Welcome Bonus
Get up to 10,000 WestJet points
Rewards Rate
1x - 1.5x Points
Points
Annual Fee
$39
Interest Rates
20.99% / 22.99%□
Rewards
- Earn 1.5 points per $1 spent when you buy WestJet flights or WestJet Vacations packages using your card
- Earn 1 point per $1 spent on everyday purchases
Insurance
Coverage
Travel Accident
$500,000.svg)
Car Rental Damage & Theft
$65K up to 48 days
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits
Details
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Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Eligibility
Credit Score
GoodAnnual Income
N/A
Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
□ Cash advance rate for Quebec residents is 21.99%
Fees
Annual Fee
$39
Additional Cards
$19
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- Earn WestJet dollars that are easy to redeem for WestJet flights or vacation packages.
- Annual companion voucher for travel within Canada and the Continental U.S., potentially offering significant savings.
- Save 3 cents per litre on fuel at Petro-Canada and earn bonus Petro-Points.
- Includes 7 types of insurance despite the low annual fee.
Cons
- Limited earning potential with only 1% back on non-WestJet purchases.
- Companion voucher costs $199 to use, making it less valuable for shorter trips.
WestJet RBC Mastercard
1.9
FinlyWealth Rating
Get personalized rewards estimates — see exactly how much you could earn.
WestJet RBC Mastercard Points Calculatoron RBC's website