How much is the value of 45,000 WestJet Rewards points?
Tired of guessing what the value of 45,000 WestJet Rewards points is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
Loyalty Program
Number of Points
Points
Redemption Options
★BEST VALUE
Travel with WestJet
45,000 WestJet Rewards points are worth $450 on average using the most optimal redemption
$450
1¢/point
Gift Cards
45,000 WestJet Rewards points are worth $310.5 on average if redeemed for Gift Cards
Earn 2 points per $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations
Earn 2 points per $1 spent at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
Earn 1.5 points per $1 spent on all other everyday purchases
Earn 1.5 points per $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations.
Earn 1.5 points per $1 spent on restaurants, food delivery, digital subscriptions, streaming services, and digital games.
Earn 1 point per $1 spent on everyday purchases
Insurance Included
11 types
Travel Medical Insurance
15 days
Travel Medical Insurance (65+)
3 days
Common Carrier Travel Accident Insurance
$500K
Car Rental Damage & Theft
$65K up to 48 days
Trip Interruption
$5K/person, $25K/trip
Flight Delay
$250/person, $500/occurrence
Baggage Delay
$500/person, $2500/occurrence
Purchase Protection
90 days
Extended Warranty
1 year
Mobile Device Insurance
$1,500
Trip Cancellation
$1,500 per person per trip
8 types
Common Carrier Travel Accident Insurance
$500,000
Car Rental Damage & Theft
$65K up to 48 days
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
$1,500
Benefits
8 benefits
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 2 visits.
Companion Voucher
Spend $5,000 annually and get a companion voucher starting at $119 CAD (plus fees), or exchange it for a 30% flight discount, $200 vacation package credit, or two lounge passes.
Status lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year)
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests when you pay with your WestJet RBC World Elite Mastercard
Discount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollars
Boingo Wi-Fi hotspot
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
3 benefits
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Companion Voucher
Spend $2,500 annually for a companion voucher starting at $199 CAD (plus fees) for Canada/U.S. travel, or exchange it for a 25% flight discount or 5,000 WestJet points.
If you travel frequently with WestJet, you must get this card because you are missing out on many benefits, even if you don't use this card for rewards. The round-trip companion voucher, status lift, and free checked bag benefits alone more than make up for the annual fee. For WestJet purchases, this card is great for earning rewards, but for all other categories, we recommend pairing it with another card.
Pros
A no-brainer if you are a frequent WestJet traveler. The first free checked bag, annual companion pass, and status lift benefits alone make up more than the amount paid for the annual fee.
A very good list of travel insurance in addition to WestJet-specific benefits.
Cons
Not the best card for rewards accumulation, so it's better if paired with another card that offers higher rewards on non-WestJet purchases.
Rewards are best used on WestJet travel, making them less flexible.
Rewards
Earn 2 points per $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations
Earn 2 points per $1 spent at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
Earn 1.5 points per $1 spent on all other everyday purchases
Insurance
Coverage
Travel Medical Insurance
15 days
Travel Medical Insurance (65+)
3 days
Common Carrier Travel Accident Insurance
$500K
Car Rental Damage & Theft
$65K up to 48 days
Trip Interruption
$5K/person, $25K/trip
Flight Delay
$250/person, $500/occurrence
Baggage Delay
$500/person, $2500/occurrence
Purchase Protection
90 days
Extended Warranty
1 year
Mobile Device Insurance
$1,500
Trip Cancellation
$1,500 per person per trip
Benefits
Details
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 2 visits.
Companion Voucher
Spend $5,000 annually and get a companion voucher starting at $119 CAD (plus fees), or exchange it for a 30% flight discount, $200 vacation package credit, or two lounge passes.
Status lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year)
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests when you pay with your WestJet RBC World Elite Mastercard
Discount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollars
Boingo Wi-Fi hotspot
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Eligibility
Credit Score
Good
Annual Income
$80,000 personal or $150,000 household
*1) To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase
transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”). You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. Check here for full details and current product information.
The WestJet RBC World Elite Mastercard earns you solid WestJet Rewards per dollar spent on WestJet flights or WestJet Vacations packages purchased using your card, plus a decent base rate on everyday purchases.
The catch? This contender comes with an annual fee and high annual income requirements.
The high annual cost and income requirements account for the card’s value.
On top of admirable WestJet Rewards point-potential, cardholders also receive a handful of coverage. Specifically, spenders can expect emergency medical insurance, trip interruption insurance, and flight and baggage delay insurance.
The card also includes some valuable perks, like an airport lounge Dragon Pass membership with complementary visits, a companion voucher, status lift opportunities, and free first checked bags.
Bottom line: if you’re constantly flying with WestJet, this card gets you the most WestJet Rewards and accompanying benefits directly.
The WestJet RBC Mastercard is an affordable travel card for frequent WestJet travelers. It offers WestJet points and insurance at a low annual fee. However, the earning potential is limited for everyday purchases, making it less suitable for those who aren't frequent WestJet users.
Pros
Earn WestJet dollars that are easy to redeem for WestJet flights or vacation packages.
Save 3 cents per litre on fuel at Petro-Canada and earn bonus Petro-Points.
Cons
Limited earning potential with low returnin WestJet points on most general purchases.
Rewards are best used on WestJet travel, making them less flexible.
Rewards
Earn 1.5 points per $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations.
Earn 1.5 points per $1 spent on restaurants, food delivery, digital subscriptions, streaming services, and digital games.
Earn 1 point per $1 spent on everyday purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000
Car Rental Damage & Theft
$65K up to 48 days
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
$1,500
Benefits
Details
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Companion Voucher
Spend $2,500 annually for a companion voucher starting at $199 CAD (plus fees) for Canada/U.S. travel, or exchange it for a 25% flight discount or 5,000 WestJet points.
Eligibility
Credit Score
Good
Annual Income
N/A
*1) To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC Mastercard.
You will receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. Check here for full details and current product information.
If you don't qualify for the WestJet RBC World Elite Mastercard and you want to spend less on annual fees, the WestJet RBC Mastercard is a good alternative for direct WestJet Rewards.
Keep in mind, however, that this low-cost contender earns you fewer points per dollar spent on WestJet flights and WestJet Vacations packages, plus it comes with fewer perks and insurance add-ons.
Ultimately then, the WestJet RBC Mastercard is only worth considering if you fly frequently with WestJet, but have a low income.
How Do You Redeem WestJet Rewards? 🤑
Now that you’re up to speed on how you collect WestJet Rewards directly, let’s break down how you can redeem them to your advantage.
Here’s a quick glimpse into the program's redemption categories:
Redemption Category
Redemption Opportunities
Average Value
Travel with WestJet
Save on various sectors of WestJet flights, WestJet Vacations, and Sunwing Vacations
1 cpp
Gift Cards
Purchase gift cards of varying values in the dining, travel, and retail categories
~ 0.69 cpp
Merchandise
Browse the WestJet Rewards eStore and redeem points for merchandise from various participating brands
Depends on product value
Here’s a bit more context on each redemption category:
We mentioned using points for travel to save on WestJet flights, WestJet Vacations, and Sunwing Vacations.
The following table tells you exactly where those savings apply:
WestJet Flights
WestJet Vacations
Sunwing Vacations
Base fare & surcharges
✅
✅
✅
Checked bags
✅
✅
✅
Seat selection
✅
✅
N/A
Cabin upgrade purchases
✅
✅
N/A
Taxes & fees
✅
✅
✅
Exclusive member savings also pop up from time to time. Keep an eye out for them by signing into your WestJet Rewards account, the first step of the travel redemption process. For example, you might find Member Exclusive fares for Economy, Premium or Business class flights.
While travel redemptions give you the best cent-per-point value, there are still a couple of other redemption categories to consider, like gift cards.
Sign in to your WestJet Rewards account and select one of many gift cards from the following categories:
Entertainment
Leisure
Gas
Retail
Hotel & Travel
Grocery
Sports & Outdoor
Electronics & Tech
Food & Dining
Fashion & Accessories
Beauty, Health & Wellness
Home & Garden
Within these categories you'll find brands like:
Best Buy
Amazon
Sport Chek
Tim Hortons
American Eagle
Apple
Cineplex and more
Redemptions will vary by product and product value (whether the card is worth $25, $50, $100 and so on). Some brands are also considered WestJet Partners and may have exclusive pricing.
Generally though, a $25 gift card is worth 3,600 points, a $50 gift card is worth 7,200 points, and a $100 gift card is worth 14,000 points, giving you that average 0.69 cpp value.
You can also explore the WestJet Rewards eStore and pay for featured products using points.
The catalogue includes brands like Amazon, Apple, and Sephora.
After you've filled your cart, you can decide whether you'd like to pay for your purchase using points or a combination of both points and cash.
Note that redemptions will vary by product.
What's The Best Way to Redeem WestJet Rewards?
The best way to redeem your WestJet Rewards is towards travel with WestJet.
Still, you can also use your points to purchase gift cards and merchandise here and there if you don't mind receiving a lower cent-per-point value.
Are WestJet Rewards Worth It?
If you're a frequent WestJet flyer then WestJet Rewards are absolutely worthwhile. Otherwise, you may want to browse other credit cards using our credit card comparison tool.
Remember, both WestJet-branded cards are great for optimizing WestJet-related purchases, but not so much for everyday purchases. With this in mind, you might want to think of your WestJet-branded credit card as a secondary credit card to another contender that offers better rewards on common expenses like gas, groceries, and recurring payments.
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