BMO AIR MILES World Elite®* Mastercard
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$421.86
Air Miles rewards
First Year Bonus
$360
Air Miles rewards
Annual Fee
$120
$0
First Year Waived
First Year Value
$781.86
$301.86 in years after
Interest Rates
Cash Advance: 23.99%
Purchase: 20.99%
Annual Fee
$120
Annual Income
Personal: $80,000
Household: $150,000
Credit Score
Very Good
Welcome Bonus
Up to 2000 points ($360 value)
Card Type
Points
Our Rating
2.25 / 5
Institution
BMO
Rewards
- • 2 Miles point for every 12 dollar spent at eligible grocery stores
- • 1 Miles point for every 12 dollar spent on everything else
BMO AIR MILES World Elite®* Mastercard Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Groceries
687 points
All other purchases
1,655 points
Annual Fee
- $120
Net Annual Rewards
2,343 points
Valued at $301.86 (after fees)
Rewards Summary
Net Annual Rewards
2,343 points
Valued at $301.86 (after fees)
Welcome Bonus
2,000 points
Valued at $360
First Year Value
4,343 points
Valued at $781.86
Point Redemptions
Redemptions Chart
Travel
$661.86
Cash Rewards
$314.37
Merchandise
$270.93
Insurance & Benefits
Travel Insurance
Airport Lounge Access
Car Rental Discount
Global Wifi
Purchase Protection
Extended Warranty
- • Always get 3 Miles for every $12 spent at participating AIR MILES Partners.
- • Access to +1300 Airport lounges with MasterCard DragonPass. Complimentary visits not included!
- • Out of Province Medical insurance (Up to $5 million)
- • Get Miles Twice When you use your BMO AIR MILES Mastercard and show your AIR MILES Card at participating Partners.
- • Save up to 7% on your Booking.com prepaid hotel or property rental bookings
- • Use less Miles with exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.
- • 20% off base rate of participating National Car Rental and Alamo Rent a Car and up to 5% on Enterprise Rent-A-Car
- • Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
- • Purchase Protection Insurance
- • Extended Warranty Insurance
- • Car Rental Loss and damage insurance
- • Get up to seven cents off per litre on Shell® fuel if you are an AirMiles collector with certain conditions