TD Low Rate Visa* Credit Card Review
The Bottom Line
A low-interest credit card in case you want to carry a balance every month. For people who don't have a balance right now but will in the future, the promotional interest rate is a nice benefit of this card.
on TD's website
Welcome Bonus
0% interest rate on Purchases for the first 6 months† and a first-year Annual Fee rebate.
Rewards Rate
N/A
Annual Fee
$25 $0
Interest Rates
12.90%□ / 12.90%□
RECOMMENDED CREDIT SCORE
Rewards
With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.
- Save on interest with a low annual interest rate of 12.90%† for Purchases and Cash Advance transactions.
- Option to purchase Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†.
- Earn more Starbucks Stars at participating Starbucks® stores. Conditions apply.
- Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay† or Samsung Pay†. It's an easy and secure way to pay.
Insurance
Coverage
Purchase Protection†
90 days
Extended Warranty†
1 year
Benefits
Details
Extra points†
Earn more Starbucks Stars at participating Starbucks® stores. Conditions apply.
Eligibility
Credit Score
FairAnnual Income
N/A
Welcome Bonus Details
Get a 0% promotional interest rate on Purchases for the first 6 months† from Account opening and receive an Annual Fee rebate for the first year†. Conditions Apply.
Rebate of the Annual Fee is only for the first year for the Primary Cardholder. To receive the first-year Annual Fee rebate for the Primary Cardholder, you must apply, activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.
Card Details
Interest Rates
Purchase APR
12.90%□
Cash Advance APR
12.90%□
Fees
Annual Fee
$25
$0 first year
Additional Cards
$0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Fair
Type
Card Type
Credit
Reward Type
None
Pros & Cons
Pros
- Low annual fee
- Lower annual interest rate
Cons
- No rewards
on TD's website