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TD Low Rate Visa* Card Review
The Bottom Line
A low-interest credit card in case you want to carry a balance every month. For people who don't have a balance right now but will in the future, the promotional interest rate is a nice benefit of this card.
Welcome Bonus
N/A
Rewards Rate
No Rewards
Annual Fee
$25
Interest Rates
12.90%* / 12.90%*
Rewards
- No rewards
- No welcome bonus or promotional interest rate
- Interest changes with prime so you can't setup a fixed amount payment plan
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Doubled Up to 1 year
Benefits
Details
Extra points
Earn 50% more Stars at participating Starbucks stores
Car Rental Discount
5% to 10% off base rate of Avis Rent A Car and Budget Rent A Car
Eligibility
Credit Score
FairAnnual Income
N/A
* Check here for full details and current product information.
Card Details
Interest Rates
Purchase APR
12.90%*
Cash Advance APR
12.90%*
Balance Transfer APR
12.90%*
* Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.
Fees
Annual Fee
$25
Additional Cards
0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Fair
Type
Card Type
Credit
Reward Type
None
Pros & Cons
Pros
- Lower annual interest rate compared to most cards
Cons
- No rewards
- Small annual fee
TD Low Rate Visa* Card
2.1
FinlyWealth Rating
on TD's website