Home Trust Secured Visa Review

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The Bottom Line


Although there are other better secured credit card options available in Canada, this card is the only no-fee secured credit card option, making it the choice for those who want to avoid fees.

Welcome Bonus

N/A

Rewards Rate

No Rewards

Annual Fee

$0

Interest Rates

19.99%, option to pay $59 Annual fee for %14.90 / 19.99%, option to pay $59 Annual fee for %14.90

RECOMMENDED CREDIT SCORE

300⁎
Poor
560⁎
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Rewards

No Rewards

Eligibility

  • Credit Score

    Poor
  • Annual Income

    N/A

Card Details


Interest Rates

Purchase APR

19.99%, option to pay $59 Annual fee for %14.90

Cash Advance APR

19.99%, option to pay $59 Annual fee for %14.90

Fees

Annual Fee

$0

Eligibility

Minimum Individual Income

N/A

Minimum Household Income

N/A

Credit Score Estimate

Poor

Type

Card Type

Secured Credit

Reward Type

None

Pros & Cons


Pros

Cons

Home Trust Secured Visa

Home Trust Secured Visa

3.0

FinlyWealth Rating

APPLY NOW

on Home Trust's website