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Home Trust Secured Visa Review
The Bottom Line
Although there are other better secured credit card options available in Canada, this card is the only no-fee secured credit card option, making it the choice for those who want to avoid fees.
APPLY NOW
on Home Trust's website
Welcome Bonus
N/A
Rewards Rate
No Rewards
Annual Fee
$0
Interest Rates
19.99%, option to pay $59 Annual fee for %14.90 / 19.99%, option to pay $59 Annual fee for %14.90
Rewards
No Rewards
Eligibility
Credit Score
PoorAnnual Income
N/A
Card Details
Interest Rates
Purchase APR
19.99%, option to pay $59 Annual fee for %14.90
Cash Advance APR
19.99%, option to pay $59 Annual fee for %14.90
Fees
Annual Fee
$0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Poor
Type
Card Type
Secured Credit
Reward Type
None
Pros & Cons
Pros
- No Annual Fee required
Cons
- No rewards earned on purchases
- No benefits provided by the card
APPLY NOW
on Home Trust's website