Qtrade Direct Investing and $50 $80 from FinlyWealth**

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What's on this Page

Offer Terms
Welcome Bonus
Details & Eligibility
Product Description
How to Get the Rebate
Rebate Timeline
Payments & Privacy
Helpful Tips

Rebate Offer Terms

** Terms and conditions apply.

For new customers only.

Welcome Bonus

Up to 5% Cash Back + Free Trades Offer (Aug 6 – Nov 26, 2025)

Up to 5% cash back on every dollar invested
5% cash back on first $15,000 deposited (up to $750)
1% on any amount above that
Max cash back = $2,000
Unlimited free trades until Dec 31, 2025 (new clients only)
No minimum deposit required
Available to both new & existing clients

Promo Code: QTRADE2025

Transfer Fee Rebate: Receive up to $150 per Transfer Request when the client transfers-in $15,000 or more (can be combined with Cash Back + Free Trades Offer) 

Product Description

🏛️ Company Snapshot

Qtrade Direct Investing is a self-directed online brokerage operated by Credential Qtrade Securities Inc., based in Vancouver, and owned by Aviso Wealth.
Founded in the early 2000s, Qtrade is consistently ranked among the top Canadian brokerages for ease of use and overall investor satisfaction.

🌐 Regulation & Security

Regulated by IIROC (Investment Industry Regulatory Organization of Canada).
Protected by the Canadian Investor Protection Fund (CIPF) up to $1 million per account.
Implements strong security measures: 256-bit encryption, two-factor authentication (2FA), session timeout, and an Internet Security Guarantee covering unauthorized transactions.

🧩 Account & Asset Types

Supported Accounts

Personal: Cash, Margin, Joint
Registered: RRSP, Spousal RRSP, TFSA, FHSA, RESP, RRIF, LIF, LIRA (CAD & USD versions)
Business & Estate: Corporate, Trust, and Estate accounts

Tradable Assets

Canadian & U.S. equities (incl. some OTC stocks)
100+ commission-free ETFs
Mutual Funds
Bonds & GICs
IPO participation (when available)
Options (buying, writing, spreads)

❌ Not supported: Cryptocurrency, Forex (FX), Contracts for Difference (CFDs), international stocks outside Canada/U.S., or Futures contracts

💻 Platform & Tools

User Experience

Fully web-based with intuitive dashboard, available via desktop and mobile apps (iOS/Android).
Fast account opening, usually approved in 1–3 business days.

Research & Planning Tools

Advanced ETF & stock screeners
Morningstar reports & technical charting
Portfolio simulator & goal calculator
Dividend reinvestment (DRIP) and performance tracking
Options Lab for strategy visualization
Alerts, watchlists, and market data integration

💵 Pricing & Fees

Trading Commissions

Stocks & Non-Free ETFs:
- $8.75 per trade (standard)
- $6.95 per trade (Investor Plus: 150+ trades/quarter or ≥$500,000 assets)
- $7.75 per trade (Young Investor: age 18–30 with ≥$50/month auto-deposit)
Options: Same base fee + $0.75 per contract
Mutual Funds: $8.75 (standard), $6.95 (discount tiers)
Commission-Free ETFs: 100+ eligible ETFs available for free buys and sells
Fixed Income (Bonds/Debentures):
- $1 per $1,000 face value (min $24.99, max $250)

Account Fees

Quarterly Admin Fee: $25 (waived if account balance ≥$25,000, or activity criteria met)
USD Registered Account Fee: $15/quarter (waived under Investor Plus)
Early Account Closure: $100 (if closed within first 12 months)
Transfer-Out Fee: $150/request (rebate available for incoming transfers)
Paper Document Fees: Charged if not enrolled in e-delivery
Rush/DRS Processing: $150 + taxes

How to Get the Rebate

1.
Sign in or create a new FinlyWealth account.
2.
Click the offer link provided in order to be redirected to the merchant's page.
3.
Make sure to add your Interac e-Transfer email to your Finly profile for us to process payments.
4.
Complete your application or purchases in one go.
5.
Once approved, the institution will report the transaction to us based on their reporting schedule, which can vary from 3-5 days to 1-2 months. Your Finly cashback profile will reflect that as soon as we receive a status update.
6.
Rebate payments are generally processed within 10 days of receiving transaction confirmations, however it may vary depending on payment processing times.

Rebate Timeline

Posting Time

3-4 weeks after signup

Locking Time

3-4 weeks after signup

Payments & Privacy

•
We take privacy serious and believe in keeping your information the way it's meant to be - private. We ask for minimal information to reduce exposure and secure any personal information stored using the latest industry standards.
•
Payments are sent via Interac e-Transfer through our secure automated payment system. If your Interac requires a password to accept payments, you can find your unique passcode in your Finly account page, otherwise the cash payment will be auto-deposited directly into your bank account.

Helpful Tips

Don't switch devices

Making sure to complete the process in one go without switching devices will help to avoid unforeseen tracking issues.

Avoid cookie or ad blockers

Most of our tracking process is done through browser cookies, hence blocking them would introduce potential tracking issues. Don't use incognito mode either.