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RBC Avion Visa Platinum Review
The Bottom Line
The RBC Visa Platinum Avion is a solid option for those who prefer flexible travel rewards without the high-income requirements of other premium cards. The welcome bonus, extensive insurance, and travel rewards flexibility offer good value for frequent travelers. However, the 1 point per $1 earn rate may be less appealing for those looking for higher rewards on everyday purchases.
Welcome Bonus
Enjoy 55,000 Avion points upon approval
Rewards Rate
1x point
Points
Annual Fee
$120
Interest Rates
20.99% / 22.99%□
Rewards
- Earn 1 Avion point on all eligible purchases2. Plus, Avion points never expire14.
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Travel Accident
$500,000
Trip Interruption
$2,500
Trip Cancellation
$1,000
Hotel Burglary Insurance
$2,500
Baggage Delay
$500
Lost or Stolen Baggage
$500Flight Delay
$1,000.svg)
Car Rental Damage & Theft
yes
Benefits
Details
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Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada and 20% more Avion points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Eligibility
Credit Score
GoodAnnual Income
N/A
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Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
□ Cash advance rate for Quebec residents is 21.99%
Fees
Annual Fee
$120
Additional Cards
$50
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- 10 types of insurance coverage, including trip cancellation, travel accident, and rental car theft.
- Save 3 cents per litre at Petro-Canada and earn bonus Petro-Points.
- No income requirements, making it more accessible than the Infinite version.
Cons
- Only earns 1 point per $1 on most purchases, with 1.25 points per $1 on travel.
- Rewards are less valuable if not redeemed for flights or transferred to airline partners.
RBC Avion Visa Platinum
3.5
FinlyWealth Rating
Get personalized rewards estimates — see exactly how much you could earn.
RBC Avion Visa Platinum Points Calculatoron RBC's website