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The RBC Avion Visa Platinum Card offers an accessible way for travellers to collect trip-oriented points and protections.
Feb 2, 2026 8:23 PM
Consider the RBC Avion Visa Platinum Card if you're looking for a straightforward rewards program, valuable travel redemptions, and strong insurance coverage, all for no annual income requirements.
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on RBC's website
Welcome Bonus
Get up to 55,000 Avion points(1) (max travel value of $1,100†)
Annual Fee
$120
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
Annual Fee
$120
Additional Cards
$50
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Good
Pros
Cons
Earning RBC Avion (Elite) Rewards with the RBC Avion Visa Platinum Card is quite simple. Essentially, cardholders collect a flat-rate of 1 point per dollar spent on all eligible purchases. The best part? These points never expire!
Once you round up enough RBC Avion (Elite) Rewards points, you can put them towards the following redemption categories:
These categories are listed from most valuable to least valuable, meaning you extract the most cent-per-point value when you redeem your points towards the Fixed Point Travel Program.
To learn more about each redemption category, see our Credit Card Points Value Calculator.
There are a handful of perks that make the RBC Avion Visa Platinum Card one of the best RBC credit cards in Canada.
The RBC Avion Visa Platinum Card is extremely accessible on account of it avoiding annual income requirements. In other words, your paycheque doesn't determine whether or not you qualify for this card.
To entice applicants even further, cardholders receive tons of RBC Avion (Elite) points upon approval, providing them with an impressive travel value.
By earning cardholders a flat-rate of RBC Avion (Elite) points per dollar spent on all eligible purchases, the RBC Avion Visa Platinum Card's rewards system remains fairly simple.
With protections like trip interruption, trip cancellation, hotel burglary, and flight and baggage delay insurance, the RBC Avion Visa Platinum Card is a great travel companion, providing strong security at a reasonable (annual) cost.
Cardholders also receive discounts on fuel and bonus Petro-Points and Avion points at participating Petro-Canada gas stations.
Expect extra Be Well points per dollar spent on eligible Rexall purchases.
Of course, there are a couple of downsides to consider as well.
While the simple flat-rate on this card is convenient, you don't earn many points on all eligible purchases, nor do do you have the opportunity to earn higher rates on categorical spending.
If you don't plan on redeeming your RBC Avion (Elite) points towards travel, your rewards yield less cent-per-point value on all other redemption categories. Bottom line: this card was built for travellers.
The RBC Avion Visa Platinum Card's annual fee reflects its features, such as its solid insurance coverage, rewards program, and admirable perks.
RBC Avion (Elite) points are worth it if you intend on using them towards travel.
The best way to redeem your RBC Avion (Elite) points is towards the Fixed Point Travel Program, but you can also receive commendable cent-per-point value when you redeem your rewards towards transfers to airline partners and general travel.
No. The RBC Avion Visa Platinum Card currently avoids annual income requirements, making it extremely accessible.
About the author

Sara Skodak
Lead Writer
Since graduating from the University of Western Ontario, Sara has built a diverse writing portfolio, covering topics in the travel, business, and wellness sectors. As a self-started freelance content ...
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Kevin Shahnazari
Credit Card Expert
Kevin started FinlyWealth and juggles a bit of everything—digging into data, running our marketing, and keeping the finances on track. Before this, he spent years as a data scientist at tech companies...
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