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$75
$150
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** Terms and conditions apply.
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.9/5 |
Institution | Scotiabank |
Loyalty Program |
Annual Fee | $120 (first year waived) |
Additional Card Fee | $29 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99% Balance Transfer: 22.99% |
Credit Score Estimate | Good |
Annual Income | Personal: $12,000 Household: $12,000 |
Welcome Bonus | Up to 50,000 Scene+ points ($500 value) |
Description | Earn up to 50,000 bonus Scene+TM points†◊ and pay no annual fee in your first year.◊ Earn 30,000 bonus Scene+TM points by making at least $2,000 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 20,000 Scene+TM point bonus when you spend at least $7,500 in everyday eligible purchases in your first year. |
Posting Time
2-5 business days after submission
Locking Time
2-5 business days if instant approval, 30-60 days if extra verification required
Application Submitted
You submitted your application
Requirements Met
Either instantly approved or longer verification process
Expected: 30 daysFinal Approval
Rebate gets approved
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◊Conditions apply.
†With minimum spend in the 1st year.
*On eligible purchases in Canada only. Conditions apply.
Terms and conditions apply. See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.