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CIBC Select Visa* Card Review
The Bottom Line
A nice low rate card for everyday spending.
APPLY NOW
on CIBC's website
Welcome Bonus
Balance transfer 0% interest for up to 10 months with a 1% transfer fee
Rewards Rate
No Rewards
Annual Fee
$29 $0
Interest Rates
13.99% / 13.99%
Rewards
No rewards earned on this card
Insurance
Coverage
Travel Accident
$100,000
Eligibility
Credit Score
GoodAnnual Income
N/A
Card Details
Interest Rates
Purchase APR
13.99%
Cash Advance APR
13.99%
Balance Transfer APR
13.99%
Promotional Balance Transfer Rate
Promotional Rate
0%
Promotional Period
10 months
Transfer Fee
1%
Fees
Annual Fee
$29
Additional Cards
0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Good
Type
Card Type
Credit
Reward Type
None
Pros & Cons
Pros
- Low interest rate
- Nice welcome offer for balance transfer
Cons
- No rewards
- Missing Purchase protection and Extended warranty as benefit almost covered by all other credit cards
CIBC Select Visa* Card
4.0
FinlyWealth Rating
on CIBC's website