Scotia Momentum® Visa* Card Review

The Scotiabank Momentum Visa is a low annual fee cash back card that offers impressive earn rates on a variety of everyday spending categories, making it an excellent choice for those who want to maximize rewards without the higher cost of its Visa Infinite counterpart.

Scotia Momentum® Visa* Card

Scotia Momentum® Visa* Card

3.1

Finly Rating

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on Scotiabank's website

Welcome Bonus

2.99% introductory interest rate on balance transfers up to 6 months

Rewards Rate

1% - 2%

Cash Back

Annual Fee

$39

Interest Rates

19.99% / 22.99%

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

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Card Details

Rewards

• 2% cashback on gas, groceries, drug store and recurring payments (maximum $500 annually)
• 1% cashback on all other credit card purchases.

Insurance

Coverage

• 

  Extended Warranty

  1 year
• 

  Purchase Protection

  90 days

Benefits

Details

• 

  Car Rental Discount

  25% off base rate of Avis Rent A Car and Budget Rent A Car

Eligibility

• Credit Score

  Good
• Annual Income

  $12,000 personal

^*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Check here for full details and current product information.