RBC Avion Visa Infinite Card Review
The RBC Avion Visa Infinite Card is a solid option for frequent travellers, especially those who take advantage of its fixed point travel program.
Aug 14, 2026 12:30 AM
The Bottom Line
The RBC Avion Visa Infinite Card is a great mid-tier option for RBC Avion Elite Rewards, which are ideal for fixed point travel. If you want a more premium RBC Avion Elite Rewards card, complete with better perks and coverage, consider the RBC Avion Visa Infinite Privilege Card. Alternatively, if you want the most accessible RBC Avion Elite Rewards collector, go for the RBC Avion Visa Platinum Card instead.
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Our choice for: Best RBC travel credit card
on RBC's website
Welcome Bonus
Get up to 70,000 Avion points(1)
Annual Fee
$120
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
Welcome Bonus Details
- Get up to 70,000 Avion points1 - a travel value of up to $1,500!†
- 35,000 welcome Avion points will appear on your monthly credit card statement within 60 days after your application has been approved
- You will receive 20,000 bonus Avion points if a total of $5,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions are posted to your Eligible Credit Card account within the first 6 months
- 15,000 additional Avion points will appear on your monthly credit card statement within 12 to 16 weeks after the one-year anniversary of your account opening
- Offer period: August 13 - November 25
Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
Fees
Annual Fee
$120
Additional Cards
$50
Eligibility
Minimum Individual Income
$60,000
Minimum Household Income
$100,000
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- Potential high point value
- Comprehensive coverage
- Petro Canada perks
- Car rental discounts
- Concierge services
- DoorDash deals
Cons
- Low base earn rate
- Limited high redemptions
- High income requirement
- Annual fee
Our Detailed Review
How to Earn Rewards with the RBC Avion Visa Infinite Card
For starters, let's outline how many Avion Elite Rewards points you'll get with the RBC Avion Visa Infinite Card on eligible purchases.
Expect:
- Earn 1.25 Avion points on travel related purchases including flights, hotels, car rentals, and more12
- Earn 1 Avion point on your everyday purchases2
When using your RBC Avion Visa Infinite Card for eligible travel purchases, you kickstart a valuable cycle where each vacation helps pay for the next. You'll see how in the next section.
How to Redeem Rewards with the RBC Avion Visa Infinite Card
Once you have a solid amount of RBC Avion Elite Rewards points, you can redeem them towards the following redemption categories (as listed on our RBC credit card points value calculator):
- Fixed Point Travel Program: Redeem points towards fixed-value trips close to home, across North America, in Europe, and more.
- Transfers to Airline Partners: Transfer your Avion points to a variety of partner loyalty programs, particularly airlines.
- Travel: Use Avion points to fund your next getaway, covering costs like flights, accommodations, vacations packages, cruises, and car rentals.
- Donations: Donate the value of your points to participating charitable organizations like Ronald McDonald House.
- Financial Products: Apply your Avion points towards an RBC savings or investment account, or use them to fund education costs and loan repayments.
- Gift Cards: Redeem points for gift cards supplied by partner brands at varying values.
- Merchandise: Purchase products from partnered brands using points.
- Pay with Points: Cover multiple expenses with points like your credit card balance and upcoming bill payments.
The top three ways to redeem your RBC Avion Elite Rewards points is towards the fixed point travel program, transfers to airline partners, and general eligible travel. With this in mind, you can literally earn points on travel and spend those same points on future travel.
Benefits and Perks
6 Benefits of the RBC Avion Visa Infinite Card
There are plenty of perks that make the RBC Avion Visa Infinite Card one of the top RBC credit cards in Canada.
1. The Big Welcome Bonus
To incentivize applicants even further, the RBC Avion Visa Infinite Card comes with an extremely lucrative welcome bonus. This bonus provides extra Avion points upon approval, when certain spending thresholds are met, and when you hit your first account-opening anniversary.
Read More: Best Signup Bonus Credit Cards in Canada
2. High Point Values when Redeemed Towards Travel
As mentioned, travellers can redeem their Avion points towards travel at a high value when they put their rewards toward redemption categories like the fixed point travel program, transfers to airline partners, and general eligible travel. All three of these redemption categories offer average values above 1 cent-per-point.
If you are redeeming points towards the fixed point travel program, make sure you familiarize yourself with RBC Avion's Air Travel Redemption chart. This chart breaks down the set values available based on route type and flight type.
Ultimately, this card is best for those who intend on using their card strategically for travel, otherwise point values drop. With this in mind, the RBC Avion Visa Infinite Card is one of the best travel credit cards in Canada.
3. Comprehensive Insurance7 Coverage
This card offers tons of insurance coverage to protect travellers prior to takeoff as well as after landing in their destination.
Coverage categories range from trip interruption and trip cancellation insurance to flight and baggage delay insurance to emergency medical coverage. You can also expect hotel burglary and car rental damage and theft insurance.
4. Automotive Discounts
Whether you're fuelling up your own vehicle or looking to rent one for a few days, when you link your card to access discounts on gas at Petro-Canada, plus discounts on rental cars at Hertz.
5. Extra Point Opportunities
At the pump, you can also collect extra Petro-Canada and Avion points. Additionally, at Rexall, cardholders receive bonus Be Well points on eligible purchases.
6. Concierge Services
Whether you need help securing a reservation, planning a trip, or purchasing the perfect gift, RBC Avion's Concierge services are available 24/7. This service unlocks exclusive access to tough-to-book experiences through partnerships with over 3,500 luxury brands across the globe. When available, you can also connect with the same concierge you've worked with previously for a personalized and consistent experience.
Drawbacks and Considerations
To keep a balanced review, we've also included some of the downsides of the RBC Avion Visa Infinite Card.
1. Annual Income Requirements
On top of fronting an annual fee, applicants are also expected to meet the RBC Avion Visa Infinite Card's annual income requirements, making this contender less accessible to some.
2. Not Ideal for Everyday Purchases
Sure, the RBC Avion Visa Infinite Card is great for optimizing eligible travel purchases, but it's less impressive when it comes to all other purchases. With this in mind, the RBC Avion Visa Infinite Card is likely better as a secondary credit card paired with a high-value everyday earner. By supplementing this card with an everyday earner, you can also earn strong rewards on common categories like gas, groceries, and recurring payments.
3. Lacks Premium Perks
While the RBC Avion Visa Infinite Card is a solid mid-tier contender for frequent travellers, many luxury travellers will miss out on premium perks like airport lounge access and priority travel perks.
If you have the means and the income, it might be worth it to apply for an upgraded RBC Avion option. More details below.
Compare to Similar Cards

RBC
4.4
Annual Fee
$120
$399
Interest Rates
Purchase
20.99%
Cash advance
22.99%
21.99%
Balance transfer
22.99%
Purchase
20.99%
Cash advance
22.99%
21.99%
Balance transfer
22.99%
21.99%
Welcome Bonus
Get up to 70,000 Avion points(1)
Get up to 100,000 Avion points(1)
Rewards
$1,453.28
First year rewards
$2,182.52
First year rewards
on RBC's website
on RBC's website
Welcome Bonus Details
Earn Rates
Insurance Coverage
Extra Benefits
Requirements
RBC Avion Visa Infinite Card vs RBC Avion Visa Infinite Privilege Card
Before, we mentioned that some travellers might prefer a travel card with more premium perks. If that's the case, consider the RBC Avion Visa Infinite Privilege Card. This contender offers a similar rewards program, so the real difference lies in the coverage and benefits. Most insurance categories, for one, come with better coverage on the RBC Avion Visa Infinite Privilege Card. While the RBC Avion Visa Infinite Privilege Card also provides gas discounts, concierge services, and extra Be Well points as perks, it goes on to include an airport lounge Dragon Pass membership with complimentary visits, priority travel perks, and Visa Infinite Exclusive Benefits. Of course, keep in mind that the RBC Avion Visa Infinite Privilege Card has a higher annual fee and higher annual income requirements.
RBC Avion Visa Infinite Card vs RBC Avion Visa Platinum Card
For the same annual fee, the RBC Avion Visa Platinum Card offers simply a flat rate of points per dollar spent on all eligible purchases. Compared to the RBC Avion Visa Infinite Card, both the coverage and perks are less comprehensive. That said, unlike the RBC Avion Visa Infinite Card, the RBC Avion Platinum Card avoids annual income requirements, making it much more accessible.
Frequently Asked Questions
Yes, but only if you travel often. This way, you'll collect a decent amount of RBC Avion Elite Rewards points that you can put towards the Fixed Point Travel Program, and redeem strategically using insights from the Flight Redemptions Chart.
Ideally, the RBC Avion Visa Infinite Card should be used as as secondary travel card that supports a higher-value everyday earner. Alone, this card doesn't optimize common expense categories like gas, groceries, or recurring purchases nearly enough.
The RBC Avion Visa Infinite Card is best suited to mid-tier travellers who don't need luxurious perks to complement their travel-oriented rewards program.
Some drawbacks you might want to consider before applying are:
- The annual fee
- The annual income requirements
- Limited point-potential on everyday purchases
- No premium perks
About the author

Sara Skodak
Lead Writer
Since graduating from the University of Western Ontario, Sara has built a diverse writing portfolio, covering topics in the travel, business, and wellness sectors. As a self-started freelance content ...
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Kevin Shahnazari
Co-founder
Kevin started FinlyWealth and juggles a bit of everything—digging into data, running our marketing, and keeping the finances on track. Before this, he spent years as a data scientist at tech companies...
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Abid Salahi
Co-founder
Abid leads the design and engineering of the FinlyWealth website, making sure everything runs smoothly and looks great. He’s a seasoned software engineer who follows best practices and designs interfa...
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RBC Avion Visa Infinite Points Calculator
on RBC's website
