How much is the value of 45,000 Asia Miles points?
Tired of guessing what the value of 45,000 Asia Miles points is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
Loyalty Program
Number of Points
Points
Redemption Options
★BEST VALUE
Travel with Asian Airlines
45,000 Asia Miles points are worth $630 on average using the most optimal redemption
$630
1.4¢/point
Transfer to Airline Partners
45,000 Asia Miles points are worth $540 on average if redeemed for Transfer to Airline Partners
$540
1.2¢/point
Transfer to Hotel Partners
45,000 Asia Miles points are worth $450 on average if redeemed for Transfer to Hotel Partners
Brought to you by Cathay Pacific, Asia Miles can fund your flight from Canadian cities like Toronto or Vancouver to destinations scattered across East Asia and beyond.
The redemption opportunities don’t end there. This loyalty program can also help cover hotel stays, rental cars, and eligible products and experiences.
To discover more about where Cathay Pacific’s Asia Miles can take you, check out this overview.
How do you Earn Asia Miles? 🏆
The best way to rack up Asia Miles is to apply for one of the Neo Cathay credit cards. These cards come equipped with an Asia Miles rewards program.
To help you decipher which option is best for your spending habits, we’ve broken down both contenders below:
Earn 4x Asia Miles per $1 spent on Cathay Pacific flights
Earn 2x Asia Miles per $1 spent on purchases made in foreign currencies
Earn 1x Asia Miles per $1 spent in Canada with your cathay neo card
Earn an average of 5x the Asia Miles when you spend at thousands of Neo partners nationwide
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025)
Earn 4x Asia Miles per $1 spent on Cathay Pacific flights
Earn 2x Asia Miles per $1 spent on purchases made in foreign currencies
Earn 1x Asia Miles per $1 spent in Canada
Earn an average of 5x the Asia Miles when you spend at thousands of Neo partners nationwide
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025).
Insurance Included
12 types
Car Rental Personal Effects
$1,000/person, $2,000 combined
Car Rental Accident
$100K for Cardholder, $10K spouse and child
Car Rental Damage & Theft
48 days
Baggage Delay
$1,000 after 4 hours
Lost or Stolen Baggage
$1,000
Trip Cancellation
$5,000
Trip Interruption
$5,000
Travel Medical Insurance
14 days
Flight Delay
$250/day, $500 Maximum
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
12 types
Car Rental Personal Effects
$1,000/person, $2,000 combined
Car Rental Accident
$100K for Cardholder, $10K spouse and child
Car Rental Damage & Theft
Yes, 48 days
Baggage Delay
$1,000 after 4 hours
Lost or Stolen Baggage
$1,000
Trip Interruption
$5,000
Trip Cancellation
$5,000
Travel Medical Insurance
14 days
Flight Delay
$500
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
5 benefits
Airport Lounge - Dragon Pass
DragonPass only. No Complimentary visits!
Priority Travel
Online priority check-in and extra baggage redemption for Cathay Pacific, and Cathay Pacific Business class lounge redemption access
Priority Travel
Airport Security Fast Track with and professional and punctual airport with Mastercard benefits
Boingo Wi-Fi hotspot
Discount
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025)
5 benefits
Airport Lounge - Dragon Pass
DragonPass only. No Complimentary visits.
Priority Travel
Online priority check-in and extra baggage redemption for Cathay Pacific, and Cathay Pacific Business class lounge redemption access
Priority Travel
Airport Security Fast Track with and professional and punctual airport with Mastercard benefits
Boingo Wi-Fi hotspot
Discount
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025)
The Cathay World Elite Mastercard is a top choice for frequent travelers to Asia, offering up to 60,000 bonus Asia Miles, high earn rates at Neo retail partners, and exclusive Cathay Pacific benefits like priority check-in and lounge access. With 12 types of insurance coverage, airport lounge access through DragonPass, and the ability to earn up to 15 miles per dollar spent at select partners, this card provides substantial value for those who regularly fly with Cathay Pacific and its partners. However, the card does require a higher income and comes with a $180 annual fee.
Pros
Generous Bonus: Earn up to 60,000 bonus Asia Miles with neo cathay pacific
Discount on flights: Up to 15% discount on flights to Asia and beyond with code CXNEO15OFF (valid until Dec 31, 2025).
High Earn Rates: Get an average of 5 miles, and up to 15 miles per $1 spent (first time purchases) at Neo retail partners.
Cathay Pacific Perks: Enjoy several exclusive benefits with Neo Cathay Pacific.
Comprehensive Insurance: Your Cathay Neo Card Comes with 12 types of insurance coverage.
Airport Lounge Access: Gain entry to airport lounges with a Mastercard Travel Pass membership.
Cons
High Income Requirement: Requires a minimum personal income of $80,000 or $150,000 household income.
Annual Fee: The card comes with a high annual fee of $180.
Limited Redemption: Asia Miles cannot be redeemed for flights within Canada.
Rewards
Earn 4x Asia Miles per $1 spent on Cathay Pacific flights
Earn 2x Asia Miles per $1 spent on purchases made in foreign currencies
Earn 1x Asia Miles per $1 spent in Canada with your cathay neo card
Earn an average of 5x the Asia Miles when you spend at thousands of Neo partners nationwide
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025)
Insurance
Coverage
Car Rental Personal Effects
$1,000/person, $2,000 combined
Car Rental Accident
$100K for Cardholder, $10K spouse and child
Car Rental Damage & Theft
48 days
Baggage Delay
$1,000 after 4 hours
Lost or Stolen Baggage
$1,000
Trip Cancellation
$5,000
Trip Interruption
$5,000
Travel Medical Insurance
14 days
Flight Delay
$250/day, $500 Maximum
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
DragonPass only. No Complimentary visits!
Priority Travel
Online priority check-in and extra baggage redemption for Cathay Pacific, and Cathay Pacific Business class lounge redemption access
Priority Travel
Airport Security Fast Track with and professional and punctual airport with Mastercard benefits
Boingo Wi-Fi hotspot
Discount
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025)
Eligibility
Credit Score
Good
Annual Income
$80,000 personal or $150,000 household
*The Cathay World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite® and the circles design are registered trademarks of Mastercard International Incorporated.
The Cathay World Elite® Mastercard is not available in Quebec. Check here for full details and current product information.
For a reasonable annual fee, the Neo Cathay World Elite Mastercard earns cardholders decent Asia Miles per dollar spent on Cathay Pacific flights and purchases made in foreign currency. You can also collect an Asia Mile for every dollar you spend in Canada. As a bonus, members can earn extra Asia Miles when they purchase products and services from thousands of Neo partners nationwide.
As far as benefits go, expect perks like an airport lounge Dragon Pass membership (excluding complimentary visits), Priority Travel perks like priority check-in, extra baggage for Cathay Pacific flights, Cathay Pacific Business Class lounge access, and Airport Security Fast Track, plus access to the Boingo Wi-Fi hotspot and discounts on flights to Asia and beyond by entering a qualifying discount code.
Keep in mind, however, that this card also comes with some high income requirements – which means it’s typically intended for high-earning frequent travellers to Asia.
The Cathay World Elite Mastercard is a top choice for frequent travelers to Asia, offering up to 60,000 bonus Asia Miles, high earn rates at Neo retail partners, and exclusive Cathay Pacific benefits like priority check-in and lounge access. With 12 types of insurance coverage, airport lounge access through DragonPass, and the ability to earn up to 15 miles per dollar spent at select partners, this card provides substantial value for those who regularly fly with Cathay Pacific and its partners. However, the card does require a higher income and comes with a $180 annual fee.
Pros
Guaranteed Approval: The card is the same as regular but you’ll get guaranteed approval with a security deposit of at least $200 to open an account. No credit history required.
Generous Bonus: Earn up to 60,000 bonus Asia Miles.
Discount on flights: Up to 15% discount on flights to Asia and beyond with code CXNEO15OFF (valid until Dec 31, 2025).
High Earn Rates: Get an average of 5 miles, and up to 15 miles per $1 spent (first time purchases) at Neo retail partners.
Cathay Pacific Perks: Enjoy several exclusive benefits with Cathay Pacific.
Comprehensive Insurance: Comes with 12 types of insurance coverage.
Airport Lounge Access: Gain entry to airport lounges with a Mastercard Travel Pass membership.
Cons
High Income Requirement: Requires a minimum personal income of $80,000 or $150,000 household income.
Annual Fee: The card comes with a high annual fee of $180.
Limited Redemption: Asia Miles cannot be redeemed for flights within Canada.
Rewards
Earn 4x Asia Miles per $1 spent on Cathay Pacific flights
Earn 2x Asia Miles per $1 spent on purchases made in foreign currencies
Earn 1x Asia Miles per $1 spent in Canada
Earn an average of 5x the Asia Miles when you spend at thousands of Neo partners nationwide
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025).
Insurance
Coverage
Car Rental Personal Effects
$1,000/person, $2,000 combined
Car Rental Accident
$100K for Cardholder, $10K spouse and child
Car Rental Damage & Theft
Yes, 48 days
Baggage Delay
$1,000 after 4 hours
Lost or Stolen Baggage
$1,000
Trip Interruption
$5,000
Trip Cancellation
$5,000
Travel Medical Insurance
14 days
Flight Delay
$500
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
DragonPass only. No Complimentary visits.
Priority Travel
Online priority check-in and extra baggage redemption for Cathay Pacific, and Cathay Pacific Business class lounge redemption access
Priority Travel
Airport Security Fast Track with and professional and punctual airport with Mastercard benefits
Boingo Wi-Fi hotspot
Discount
Save up to 15% off on flights to Asia and beyond when you pay with your Cathay World Elite Mastercard and enter the discount code CXNEO15OFF (valid until Dec 31, 2025)
Eligibility
Credit Score
Poor
Annual Income
$80,000 personal or $150,000 household
*The Cathay World Elite® Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard, World Elite® and the circles design are registered trademarks of Mastercard International Incorporated.
The Cathay World Elite® Mastercard is not available in Quebec. Check here for full details and current product information.
The Neo Cathay World Elite Mastercard Secured is basically the same as the Neo Cathay World Elite Mastercard, the only real difference is that you’ll have guaranteed approval for the Neo Cathay World Elite Mastercard Secured if you place a security deposit of at least $200 to open an account – no credit history required.
Overall, this makes the Neo Cathay World Elite Mastercard Secured more accessible to those with either a poor or non-extensive credit history (you’ll still need to meet those high income requirements though!).
How do you Redeem Asia Miles? 🤑
Now for the fun part: redeeming your Asia Miles.
There are a few different ways you can cash in your Asia Miles. Redemption categories include travel, eligible products, experiences, and charitable donations.
Take a look at this table for a deeper understanding of each opportunity (but keep in mind that actual values will vary based on specific redemptions):
Redemption Category
Redemption Description
Estimated Average Point Value in CAD (cents-per-mile)
Flights
Takeoff with tons of different airlines using your Asia Miles (point requirements depend heavily on cabin class)
1.62 cpm
Hotel Stays
Cover the cost of your accommodations using Asia Miles either in full or in part
0.88 to 1.08 cpm
Rental Cars
Use Asia Miles to rent a set of wheels
0.95 cpm
Experiences
Redeem Asia Miles for exclusive experiences like concerts, performances, memberships and more
0.54 - 0.68 cpm
Products
Purchase eligible products using Asia Miles
0.54 - 0.68 cpm
Donations
Donate the value of your Asia Miles to participating charitable organizations
0.54 - 0.68 cpm
Let’s unpack these redemption categories even further:
There are plenty of airlines that take Asia Miles as flight compensation.
Perhaps the most prominent set to choose from are the other airlines within the Oneworld Alliance network, these airlines include:
Alaska Airlines
American Airlines
British Airways
Cathay Pacific (of course)
Fiji Airways
Finnair
Japan Airlines
Qantas and more
Still there are plenty of other airlines beyond the above alliance as well, such as:
Air New Zealand
Air Canada
Lufthansa
SWISS International Air Lines and more
In addition, some airline partners require that redemptions be made specifically by contacting Customer Care, these partners include:
Air Canada
Air New Zealand
Austrian Airlines
Bangkok Airways
Lufthansa Airlines
SWISS International Air Lines
The official Cathay Pacific website provides flight awards charts that detail how award miles are calculated, as well as which awards can be redeemed with airline partners, these charts include:
The Asia Miles upgrade award
The Asia Miles companion ticket award
The Airline partners award
The Oneworld multi-carrier award
Asia Miles Upgrade Award
This award chart refers to flights that are marketed and operated exclusively by Cathay Pacific.
Upgrades to the next cabin class with an eligible ticket purchase may be requested.
The table itself shows the amount of Asia Miles required by Distance zone (one-way):
To calculate how many Asia Miles you’ll need for your next trip with an airline partner, you can check out Cathay Pacific’s Redeem flight awards page. You can also check Miles amounts on mixed-carrier awards (meaning an itinerary with Cathay Pacific plus one airline partner).
Cathay Pacific also provides a chart that breaks down what awards can be redeemed with airline partners, which we’ve pasted here:
** Note that “Y” means that awards are applicable in that category **
In addition to the previous awards charts, Cathay Pacific has also released some updates pertaining to standard awards for flights marketed and operated by Cathay Pacific.
With this in mind, the following chart indicates the latest changes to standard awards, signifying both increases and decreases in the amount of miles required for travel to popular destinations:
Need a way to travel from the airport to your hotel? Or perhaps even from the hotel to every item on your trip itinerary? This is where rental car redemptions come in handy.
Thankfully, you can take your Asia Miles and turn them into temporary transportation.
Beyond flights, accommodations, and rental cars, you may also want to use your Asia Miles for some exclusive experiences.
Browse the Asia Miles rewards website’s catalogue of concerts and entertainment to check out which events you can redeem Asia Miles towards – either in full or split with cash.
Expect opportunities like:
Live performances
Music services
Music award shows
Theatre gift cards and more
Once you see something you like, sign in to add the experience to your cart and proceed to checkout.
On top of experiences, you can also trade miles for something a little more tangible.
Explore other categories within the Asia Miles catalogue like:
Travel & Sports
Food & Wine
Electronics
Home
Fashion & Beauty
Gift Cards
Each category unlocks tons of products that you can pay for using Asia Miles instead of hard-earned money.
The exact cent-per-point value of your purchase will also depend on the product you're looking to redeem points towards.
To calculate your miles-per-point value on a specific product, simply divide the value of the product by the amount of miles required for the redemption, then multiply that result by 100.
Note that this same equation can be applied to any redemption category, allowing you to pin-point your reward value beyond estimated averages.
Looking to give back? If you scroll down near the bottom of the Air Miles rewards categories, you’ll find a charity section. Select this section to open up an entire catalogue of participating charitable organizations that will gladly accept a specified amount of Asia Miles for a meaningful contribution to their cause or causes.
Featured organizations include:
UNICEF Hong Kong
Food Angel
Feeding Hong Kong
Ronald McDonald House Charities Hong Kong
Make-A-Wish Hong Kong and more
Simply sign into your Asia Miles account to add a cause to your cart and proceed to checkout.
So, How do you Optimize your Asia Miles?
Based on the main redemption table, the best way to optimize your Asia Miles is to put them towards travel – specifically eligible flights.
That said, you can still accumulate decent value in other travel-redemption categories like accommodations and car rentals.
From time to time, you can even trade Asia Miles for other experiences, products, and donations – just don’t expect the same value on average.
Are Asia Miles Worth it?
If you’re a frequent flyer, especially to destinations within Asia, then Asia Miles are likely to be worthwhile. You'll also want to make sure you make use of all of your card's perks and coverage to extract its full value.
Since you’ll also need to meet the hefty annual income requirements of the top two Cathay credit cards in Canada, you also may want to be a particularly high-earner.
Frequently Asked Questions
Do I need to be a high-earner to collect Asia Miles?
Technically, there's an annual income loophole when it comes to collecting Asia Miles. If you don't meet the annual income requirements of the Neo Cathay cards, you can also apply for eligible RBC Avion or American Express credit cards that allow you to transfer their respective rewards points to Asia Miles.
This type of transfer is most valuable with RBC Avion, since transfers can be made at a 1:1 ratio. Slightly lower annual income cards are also available with decent transferable reward rates, like the RBC Avion Visa Infinite Card. Alternatively, for no annual income requirement (but a lower flat-rate of transferable point-potential) you can take a look at the RBC Avion Visa Platinum Card.
The transfer rate for American Express Membership Rewards to Asia Miles is less than 1:1. For every 1,000 Membership Rewards points, you'll only receive 750 Asia Miles. Still, there are plenty of Amex cards that have lucrative point-potential, like the American Express Cobalt Card. As long as you don't mind spending a little more on an annual fee, you can avoid annual income requirements with this card and collect plenty of transferable points on common spend categories to help balance out the point-transfer rate.
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