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The RBC Avion Visa Infinite Card is a solid option for frequent travellers, especially those who take advantage of its fixed point travel program.
Nov 4, 2025 3:46 PM
The RBC Avion Visa Infinite Card is a great mid-tier option for RBC Avion Elite Rewards, which are ideal for fixed point travel. If you want a more premium RBC Avion Elite Rewards card, complete with better perks and coverage, consider the RBC Avion Visa Infinite Privilege Card. Alternatively, if you want the most accessible RBC Avion Elite Rewards collector, go for the RBC Avion Visa Platinum Card instead.
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Our choice for: Best RBC travel credit card
on RBC's website
Welcome Bonus
Earn up to 55,000 Avion points^
Annual Fee
$120
Interest Rates
20.99% / 22.99%□
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
Annual Fee
$120
Additional Cards
$50
Minimum Individual Income
$60,000
Minimum Household Income
$100,000
Credit Score Estimate
Good
Pros
Cons
For starters, let's outline how many Avion Elite Rewards points you'll get with the RBC Avion Visa Infinite Card on eligible purchases.
Expect:
When using your RBC Avion Visa Infinite Card for eligible travel purchases, you kickstart a valuable cycle where each vacation helps pay for the next. You'll see how in the next section.
Once you have a solid amount of RBC Avion Elite Rewards points, you can redeem them towards the following redemption categories (as listed on our RBC credit card points value calculator):
The top three ways to redeem your RBC Avion Elite Rewards points is towards the fixed point travel program, transfers to airline partners, and general eligible travel. With this in mind, you can literally earn points on travel and spend those same points on future travel.
If you're curious about the other ways you can earn RBC Avion Elite Rewards, then you're in luck.
In this section, we're going to compare the RBC Avion Visa Infinite Card to other RBC Avion Elite Rewards cards on the Canadian Market.
For quick reference, check out the following comparison table:
| RBC Avion Visa Infinite | RBC Avion Visa Infinite Privilege | RBC Avion Visa Platinum | |
|---|---|---|---|
Welcome Bonus | Earn up to 55,000 Avion points^ | Up to 70,000 Avion points* | Enjoy 55,000 Avion points upon approval |
Earn Rates |
|
|
|
Insurance Included | 13 types
| 13 types
| 10 types
|
Benefits | 4 benefits
| 6 benefits
| 2 benefits
|
Annual Fee | $120 | $399 | $120 |
Income Requirements | $60,000 personal or $100,000 household | $200,000 personal or $200,000 household | N/A |
Apply Now | APPLY NOW | APPLY NOW | Learn More |
Now, let's break down those cards even further.
Before, we mentioned that some travellers might prefer a travel card with more premium perks. If that's the case, consider the RBC Avion Visa Infinite Privilege Card. This contender offers a similar rewards program, so the real difference lies in the coverage and benefits. Most insurance categories, for one, come with better coverage on the RBC Avion Visa Infinite Privilege Card. While the RBC Avion Visa Infinite Privilege Card also provides gas discounts, concierge services, and extra Be Well points as perks, it goes on to include an airport lounge Dragon Pass membership with complimentary visits, priority travel perks, and Visa Infinite Exclusive Benefits. Of course, keep in mind that the RBC Avion Visa Infinite Privilege Card has a higher annual fee and higher annual income requirements.
For the same annual fee, the RBC Avion Visa Platinum Card offers simply a flat rate of points per dollar spent on all eligible purchases. Compared to the RBC Avion Visa Infinite Card, both the coverage and perks are less comprehensive. That said, unlike the RBC Avion Visa Infinite Card, the RBC Avion Platinum Card avoids annual income requirements, making it much more accessible.
To better understand whether the RBC Avion Visa Infinite Card is right for you, we've outlined the card's top benefits below.
To incentivize applicants even further, the RBC Avion Visa Infinite Card comes with an extremely lucrative welcome bonus. This bonus provides extra Avion points upon approval and when certain spending thresholds are met, enough to cover an entire flight in some cases!
Read More: Best Signup Bonus Credit Cards in Canada
As mentioned, travellers can redeem their Avion points towards travel at a high value when they put their rewards toward redemption categories like the fixed point travel program, transfers to airline partners, and general eligible travel. All three of these redemption categories offer average values above 1 cent-per-point.
If you are redeeming points towards the fixed point travel program, make sure you familiarize yourself with RBC Avion's Air Travel Redemption chart. This chart breaks down the set values available based on route type and flight type.
Ultimately, this card is best for those who intend on using their card strategically for travel, otherwise, point values drop making it one of the best RBC credit cards in Canada for travel.
This card offers tons of insurance coverage to protect travellers prior to takeoff as well as after landing in their destination.
Coverage categories range from trip interruption and trip cancellation insurance to flight and baggage delay insurance to emergency medical coverage. You can also expect hotel burglary and car rental damage and theft insurance.
Whether you're fuelling up your own vehicle or looking to rent one for a few days, when you link your card to access discounts on gas at Petro-Canada, plus discounts on rental cars at Hertz.
At the pump, you can also collect extra Petro-Canada and Avion points. Additionally, at Rexall, cardholders receive bonus Be Well points on eligible purchases.
Whether you need help securing a reservation, planning a trip, or purchasing the perfect gift, RBC Avion's Concierge services are available 24/7. This service unlocks exclusive access to tough-to-book experiences through partnerships with over 3,500 luxury brands across the globe. When available, you can also connect with the same concierge you've worked with previously for a personalized and consistent experience.
To keep a balanced review, we've also included some of the downsides of the RBC Avion Visa Infinite Card.
On top of fronting an annual fee, applicants are also expected to meet the RBC Avion Visa Infinite Card's annual income requirements, making this contender less accessible to some.
Sure, the RBC Avion Visa Infinite Card is great for optimizing eligible travel purchases, but it's less impressive when it comes to all other purchases. With this in mind, the RBC Avion Visa Infinite Card is likely better as a secondary credit card paired with a high-value everyday earner. By supplementing this card with an everyday earner, you can also earn strong rewards on common categories like gas, groceries, and recurring payments.
While the RBC Avion Visa Infinite Card is a solid mid-tier contender for frequent travellers, many luxury travellers will miss out on premium perks like airport lounge access and priority travel perks.
If you have the means and the income, it might be worth it to apply for an upgraded RBC Avion option. More details below.
Yes, but only if you travel often. This way, you'll collect a decent amount of RBC Avion Elite Rewards points that you can put towards the Fixed Point Travel Program, and redeem strategically using insights from the Flight Redemptions Chart.
Ideally, the RBC Avion Visa Infinite Card should be used as as secondary travel card that supports a higher-value everyday earner. Alone, this card doesn't optimize common expense categories like gas, groceries, or recurring purchases nearly enough.
The RBC Avion Visa Infinite Card is best suited to mid-tier travellers who don't need luxurious perks to complement their travel-oriented rewards program.
Some drawbacks you might want to consider before applying are:
About the author

Sara Skodak
Lead Writer
Since graduating from the University of Western Ontario, Sara has built a diverse writing portfolio, covering topics in the travel, business, and wellness sectors. As a self-started freelance content ...
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Kevin Shahnazari
Credit Card Expert
Kevin started FinlyWealth and juggles a bit of everything—digging into data, running our marketing, and keeping the finances on track. Before this, he spent years as a data scientist at tech companies...
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Abid Salahi
Credit Card Expert
Abid leads the design and engineering of the FinlyWealth website, making sure everything runs smoothly and looks great. He’s a seasoned software engineer who follows best practices and designs interfa...
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