How Much is the Value of 45,000 RBC Avion (Premium) Rewards Points?
How much is the value of 45,000 RBC Avion (Premium) Rewards points?
RBC Avion Premium points, offered by RBC, provide versatile redemption options, including travel bookings with no blackout dates, gift cards from popular retailers, merchandise from the RBC Rewards catalogue, and financial rewards such as cash back or transfers to investment accounts. Additionally, points can be used for unique experiences and events or donated to select charitable organizations, making them a flexible and valuable rewards currency for RBC customers.
Tired of guessing what the value of 45,000 RBC Avion (Premium) Rewards points is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
RBC Avion (Premium) Rewards Program Breakdown
RBC Avion (Premium) Rewards Points Value in Increments
The RBC Ion+ Visa delivers exceptional value for its modest $48 annual fee, offering an impressive 3x Avion points on a comprehensive range of everyday spending categories including groceries, dining, gas, streaming, and transit. What makes this card particularly appealing is its standout mobile device insurance coverage up to $1,000 for two years, plus the fee waiver for students with qualifying RBC accounts. While the card earns Avion Premium points, they can be converted 1:1 to the more valuable Avion Elite points when paired with an eligible RBC Avion card, unlocking premium travel redemptions and airline transfers, making this one of the best low-cost rewards cards available in Canada.
Pros
Petro Canada perks
Generous welcome bonus
Solid optimization
Mobile device insurance(3)
Cons
Weaker ION tier
Limited insurance
Rewards
Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Insurance
Coverage
Purchase Protection3
90 days
Extended Warranty3
Up to a year
Mobile Device Insurance3
$1,000
Benefits
Details
Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card(4)
Extra points
50 Be Well™ points on every $1 spent on eligible purchases at Rexall(5)
Discount
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription(6)
Extra points
Earn 1 extra Moi point for every $2 spent at participating Moi Rewards stores (minimum purchase required)(8)
This is a decent no annual fee card, great for starting out and low-intermediate rewards. It offers great gas savings, especially for petro Canada gas customers, though insurance coverage is quite limited.
Pros
Petro Canada perks
No annual fee
Decent rewards
Gas discounts
Cons
Basic insurance coverage
Weak reward categories
Rewards
Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Insurance
Coverage
Purchase Protection3
90 days
Extended Warranty3
Up to a year
Benefits
Details
Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card(4)
Extra points
Earn 1 extra Moi point for every $2 spent at participating Moi Rewards stores (minimum purchase required)(7)
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall(5)
Discount
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription(6)
Eligibility
Credit Score
Good
Annual Income
N/A
RBC Avion (Premium) Rewards Program Breakdown
When earned within the RBC Avion Premium tier, Avion points are designed for those looking to do anything from transferring points to WestJet to putting them towards RBC financial products.
RBC Avion Premium is the second membership tier of the Avion program.
In total, there are three RBC Avion membership tiers: Avion Select, Avion Premium, and Avion Elite. All three tiers reward members with Avion points, but redemption options differ between tiers.
Anyone can join Avion Select, as long as they're the age of majority and live in Canada.
Avion Premium is included with an eligible RBC product. Qualifying products are:
RBC Personal Credit Cards
RBC Business Credit Cards
RBC Personal Deposit Accounts
RBC Personal Investment Products
RBC Instalment Loans, Lines of Credit, and Home Equity Financing
The RBC Ion+ Visa delivers exceptional value for its modest $48 annual fee, offering an impressive 3x Avion points on a comprehensive range of everyday spending categories including groceries, dining, gas, streaming, and transit. What makes this card particularly appealing is its standout mobile device insurance coverage up to $1,000 for two years, plus the fee waiver for students with qualifying RBC accounts. While the card earns Avion Premium points, they can be converted 1:1 to the more valuable Avion Elite points when paired with an eligible RBC Avion card, unlocking premium travel redemptions and airline transfers, making this one of the best low-cost rewards cards available in Canada.
Pros
Petro Canada perks
Generous welcome bonus
Solid optimization
Mobile device insurance(3)
Cons
Weaker ION tier
Limited insurance
Rewards
Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Insurance
Coverage
Purchase Protection3
90 days
Extended Warranty3
Up to a year
Mobile Device Insurance3
$1,000
Benefits
Details
Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card(4)
Extra points
50 Be Well™ points on every $1 spent on eligible purchases at Rexall(5)
Discount
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription(6)
Extra points
Earn 1 extra Moi point for every $2 spent at participating Moi Rewards stores (minimum purchase required)(8)
Eligibility
Credit Score
Good
Annual Income
N/A
The RBC ION+ Visa Card earns cardholders better Avion Premium points per dollar spent on groceries, dining, gas, food delivery, rideshare, streaming services and more. You can also pocket more points just for applying and meeting minimum spending requirements.
Like the RBC ION card, the RBC ION+ Card offers purchase protection insurance and extended warranty insurance, but adds valuable mobile device insurance.
The benefits on this card match those of the RBC ION Card.
This card boasts a small annual fee, but no income requirements.
Ultimately then, you'd pick this RBC Avion Premium option over the RBC ION Visa Card if you wanted more point-potential and better insurance coverage.
This is a decent no annual fee card, great for starting out and low-intermediate rewards. It offers great gas savings, especially for petro Canada gas customers, though insurance coverage is quite limited.
Pros
Petro Canada perks
No annual fee
Decent rewards
Gas discounts
Cons
Basic insurance coverage
Weak reward categories
Rewards
Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more1
Earn 1X Avion point for every $1 spent on all other qualifying purchases1
Insurance
Coverage
Purchase Protection3
90 days
Extended Warranty3
Up to a year
Benefits
Details
Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card(4)
Extra points
Earn 1 extra Moi point for every $2 spent at participating Moi Rewards stores (minimum purchase required)(7)
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall(5)
Discount
Add your credit card to your DoorDash account and get a 6-month complimentary DashPass subscription(6)
Eligibility
Credit Score
Good
Annual Income
N/A
The RBC ION Visa Card earns cardholders decent Avion points per dollar spent on groceries, gas, rideshare, streaming services and more. Bonus points are also awarded upon account activation and once minimum spending requirements are met (conditions apply).
Benefits include gas discounts, extra Petro and Avion points at the pump, plus bonus Moi points at participating Moi Rewards stores and additional Be Well points on eligible Rexall purchases.
With no annual fee or income requirements, this RBC Avion Premium points earner is an extremely accessible option.
How do you Redeem your Avion Points Within the Avion Premium Loyalty Program? 🤑
While both RBC Avion Premium and RBC Avion Elite membership tiers earn you RBC Avion Points, each tier differentiates what you can do with those points. Simply put, their redemption opportunities vary.
Let's say you have one of the cards above and a solid amount of Avion points.
If so, here are your RBC Avion Premium redemption options ranked from most valuable to least valuable:
Redemption Category
Redemption Options
Estimated Average Point Value
Transfer to WestJet
Convert collected Avion points to WestJet Rewards
1 cpp
Charitable Donations
Donate the value of your points towards participating causes, such as:
Ronald McDonald House
Hope Air
Own the Podium
The David Foster Foundation
1 cpp
Financial Products
Apply your Avion points to participating financial products, such as:
RBC Registered Rewards
RBC Homeline Plan Reward
RBC Mortgage Reward
RBC Credit Line Reward
RBC Personal Loan Reward
Trade with Points
0.83 cpp
Gift Cards
Browse eligible gift card brands and buy your top picks using points. Expect brands like:
Amazon
Petro-Canada
Winners
Starbucks
The Keg
Indigo
0.72 cpp
Merchandise
Use points to go shopping at select retailers like Apple and Best Buy and pick out the latest products in electronics, accessories, home goods and more.
0.7 cpp
Travel
Use your points to pay for:
flights
hotels
flight and hotel packages
car rentals
vacation packages
cruises and more
0.58 cpp
Statement Credits (Cash)
Pay with Points and transform your Avion points into cash. You can then use this cash to:
pay off your credit card balance
pay in-store at select retailers
pay your bills
send an e-transfer
0.58 cpp
Let's expand upon those redemption categories a bit more comprehensively:
Unlike Avion Elite members, Avion Premium members don't have access to Avion's full airline partner catalogue. That being said, earners can still convert their points at a high cent-per-point value to WestJet.
To make this transfer, simply sign in to the Avion Rewards website and select the "Convert Your Points" tab.
Want to put your Avion points towards a good cause? In that case, considering donating the value of your points to a participating charitable organization.
To make your donation, login to the Avion Rewards website and select "Shop & Redeem." Tap "Donate to Charity" from the dropdown menu, then select the the charity of your choice. From there, you'll be able to input the amount you'd like to donate before checking out.
Maybe you want to tuck away your Avion points for the future. Perhaps you'll put them towards your retirement or your child's education. Either way, you can apply your Avion points toward the following financial products as a Premium member:
Would you rather turn your points into the perfect gift? If so, you can always use your Avion points to purchase an eligible gift card from over 60 leading brands.
Participating brands include:
Amazon
Petro-Canada
Winners
Starbucks
The Keg
Indigo and more
The amount of points you'll need may depend on the value of the gift card in question.
To implement this redemption and browse more brands, sign in to the Avion Rewards website.
You can also use your Avion points to purchase merchandise from retailers like Apple and Best Buy. When purchasing Apple products, you'll unlock exclusive access to the latest releases. When purchasing from Best Buy, you'll also access exclusive perks like Reserve Online, free shipping, and in-store pick up options.
Additionally, filter through a catalogue of more brands that carry electronics, accessories, home goods and more.
Beyond transferring your Avion points to WestJet, you can also put them towards multiple trip expenses, including:
Flights (particularly WestJet)
Hotels: receive deals on hotel and resort stays situated across the globe.
Flight and Hotel Packages: bundle your bookings at thousands of destinations
Car Rentals: rent keys to countless cars, trucks, and vehicles domestically and internationally
Vacation Packages: bundle the entire trip
Cruises: set sail and save
Experiences: put points towards sightseeing, performances, and local tastings
To explore Avion's one-stop travel shop, sign in to Avion Rewards.
Note that travel redemption opportunities in the Avion Premium tier may be more limited than those provided by the Avion Elite tier.
When in doubt, you can always turn your Avion points into cash with the Pay with Points program.
There are a few ways to cash in, including:
Paying off your credit card balance
Covering purchases at featured retailers
Paying your bills
Sending an Interac e-transfer
Paying off your card balance, bills, and sending an e-transfer can all be completed through RBC online banking.
To use points to pay in-store, use RBC Launch and Avion Rewards Pay, enabling you to use your points instead of cash, debit, or credit on eligible purchases.
What's the Best Way to Optimize Your Avion Within the RBC Avion Premium Loyalty Program?
Technically speaking, the best way to optimize your Avion points is to transfer them to WestJet. This is how you squeeze the most value out of your Avion points within the RBC Avion Premium loyalty program.
That said, you can still get a lot of value out of donating your Avion points to charity or putting them towards financial products.
Are RBC Avion Points Worth it Within the RBC Avion Premium Loyalty Program?
Based on the information above, RBC Avion points provided by the Avion Premium program are the most worthwhile for frequent WestJet flyers, selfless redeemers, and the financially savvy.
Check out our featured blog for the full breakdown of Canada's best RBC credit cards and their accompanying loyalty program.
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