plane

Redemption Option	Average Value
Travel	0.43¢ / point
More Rewards Store	0.3¢ / point
Groceries	0.15¢ / point

Best Credit Cards for More Rewards

These credit cards will give you the most rewards and benefits to optimize for More Rewards points

More Rewards RBC Visa

More Rewards RBC Visa

4.0

Finly Rating

APPLY NOW

on RBC's website

More Rewards is a loyalty program with over 700 participating locations primarily based in Western Canada is best suited for residents in this region. This product is not available to residents of Quebec.

Welcome Bonus

Get 20,000 bonus More Rewards points! [1]

Rewards Rate

3x - 5x points

Points

Annual Fee

$0

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring model

Get your free credit score

Our Rating

4/5

The More Rewards RBC Visa is a decent no annual fee entry card that can earn you More Rewards points really fast on all your purchases. Points are best used for travel, groceries or gift cards. If you frequently shop at More Rewards partner stores like Save-On-Foods, Urban Fare, etc. then you can rack up points really quickly and save a lot each year on groceries when you redeem your points.

Pros & Cons

Pros

Impressive optimization
No annual fee
Generous welcome bonus
Gas discounts

Cons

Low point value

Card Details

Rewards

5 points per $1 spent on qualifying purchases at over 700 participating More Rewards partner locations, including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nester Market, Pure Pharmacy and more.
5 points per $1 spent on qualifying gas, EV charging and dining purchases
3 points per $1 spent on all other qualifying purchases

Insurance

Coverage

Mobile Device Insurance
$1,000
Extended Warranty
1 year
Purchase Protection
90 days

Benefits

Details

Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card

Eligibility

Credit Score
Good
Annual Income
N/A

^*Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. Check here for full details and current product information.

More Rewards Program Breakdown

More Rewards Points Value in Increments

	Optimal Redemption Value 0.43¢ / point		Optimal Redemption Value 0.43¢ / point
1 point	0.43¢	60,000 points	$258
10 points	4.3¢	65,000 points	$279.5
100 points	43¢	70,000 points	$301
1,000 points	$4.3	75,000 points	$322.5
2,500 points	$10.75	80,000 points	$344
5,000 points	$21.5	85,000 points	$365.5
10,000 points	$43	90,000 points	$387
15,000 points	$64.5	95,000 points	$408.5
20,000 points	$86	100,000 points	$430
25,000 points	$107.5	125,000 points	$537.5
30,000 points	$129	150,000 points	$645
35,000 points	$150.5	200,000 points	$860
40,000 points	$172	250,000 points	$1,075
45,000 points	$193.5	500,000 points	$2,150
50,000 points	$215	750,000 points	$3,225
55,000 points	$236.5	1,000,000 points	$4,300