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More Rewards RBC Visa Review
The Bottom Line
The More Rewards RBC Visa is a decent no annual fee entry card that can earn you More Rewards points really fast on all your purchases. Points are best used for travel, groceries or gift cards. If you frequently shop at More Rewards partner stores like Save-On-Foods, Urban Fare, etc. then you can rack up points really quickly and save a lot each year on groceries when you redeem your points.
APPLY NOW
on RBC's website
More Rewards is a loyalty program with over 700 participating locations primarily based in Western Canada is best suited for residents in this region. This product is not available to residents of Quebec.
Welcome Bonus
Get up to 50,000 bonus More Rewards points[1]
Rewards Rate
3x - 5x points
Points
Annual Fee
$0
Interest Rates
20.99% / 22.99%□
Rewards
- 5 points per $1 spent on qualifying purchases at over 700 participating More Rewards partner locations, including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nester Market, Pure Pharmacy and more.
- 5 points per $1 spent on qualifying gas, EV charging and dining purchases
- 3 points per $1 spent on all other qualifying purchases
Insurance
Coverage
Mobile Device Insurance
$1,000
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
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Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
Eligibility
Credit Score
FairAnnual Income
N/A
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Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%□
□ Quebec rates: Cash advance 21.99%, Balance transfer 21.99%
Fees
Annual Fee
$0
Additional Cards
$0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Fair
Type
Pros & Cons
Pros
- 5 points per $1 on the most common spending categories like gas, dining and groceries at more than 700 More Rewards partner locations.
- No annual fee to pay.
Cons
- Low value of points, being an average of 0.43 cents per point for Travel redemption or a varying range on groceries at More Rewards partner locations.
Get personalized rewards estimates — see exactly how much you could earn.
More Rewards RBC Visa Points Calculator
APPLY NOW
on RBC's website