How much is the value of 65,000 CIBC Aventura points?

Redemption Option	Average Value
Travel	1¢ / point
Financial Products	0.83¢ / point
Gift Cards	0.71¢ / point
Merchandise	0.71¢ / point
Statement Credits (Cash)	0.62¢ / point

Best Credit Cards for the CIBC Aventura Loyalty Program

These credit cards will give you the most rewards and benefits to optimize for CIBC Aventura points

CIBC Aventura® Visa Infinite* Card

2.8

Finly Rating

APPLY NOW

go to CIBC's website

Welcome Bonus

Up to 60,000 Aventura points

First Year Value

$859.59

Based on $2,000/mo spending. Calculate your rewards

Annual Fee

$139 $0

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

The CIBC Aventura® Visa Infinite Card* offers significant value for travelers with its high rewards on travel spending and flexible point redemptions, especially when used for flights. However, the high income requirements and limited value outside of travel redemptions may be drawbacks for some users. The extensive insurance coverage and airport lounge access make this card attractive for frequent travelers.

Pros & Cons

Pros

Generous Welcome Bonus: Earn up to 45,000 Aventura points, which can be worth up to $1,031 in travel value.
High Points on Travel: Earn 2 points per $1 on travel booked through the CIBC Rewards Centre and 1.5 points per $1 on gas, groceries, EV charging, and drugstores.
Flexible Redemption: Points can be redeemed for flights, travel, gift cards, merchandise, and more, with the best value coming from the Aventura Flight Chart, where points can be worth up to 2.29 cents each.
Complimentary Airport Lounge Access: Includes 4 free passes to Visa Airport Companion lounges globally.
Comprehensive Insurance: 12 types of insurance, including trip cancellation, mobile device protection, and emergency medical coverage.

Cons

High Income Requirements: Requires a personal income of $60,000 or household income of $100,000.
Poor Rewards Outside Travel: If you redeem points for non-travel rewards, like gift cards or merchandise, the value drops to about 1 cent per point, making other cards better for non-travel rewards.

Card Details

Rewards

2 points per $1 spent on travel purchased through the CIBC Rewards Centre
1.5 points per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores
1 point per $1 spent on all other purchases

Insurance

Coverage

Travel Accident
$500,000
Emergency Out of province Medical
15 days
Emergency Medical Over 65
3 days
Flight Delay
$500
Baggage Delay
$500
Trip Cancellation
$1,500
Trip Interruption
$2,000
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to a year
Car Rental Damage & Theft
up to car value of $65k
Mobile Device Insurance
$1,000

Benefits

Details

Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
Car Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
Airport Lounge - Dragon Pass
Airport lounges Visa Airport Companion Program managed by DragonPass International + 4 Free complimentary visits
Nexus Program Rebate
Up to $100 statement credit for Nexus Application fee every 4 years
Visa Infinite Exclusive Benefits
Exclusive offers

Eligibility

Credit Score
Good
Annual Income
$60,000 personal or $100,000 household

CIBC Aventura® Gold Visa* Card

2.6

Finly Rating

APPLY NOW

go to CIBC's website

Welcome Bonus

Up to 60,000 Aventura points

First Year Value

$859.59

Based on $2,000/mo spending. Calculate your rewards

Annual Fee

$139 $0

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

The CIBC Aventura® Gold Visa Card* is an excellent choice for travelers who want a flexible rewards program with good travel perks and easy point redemptions for flights. However, the lower point value outside of travel redemptions and the annual fee may be drawbacks for those not focused on maximizing travel rewards.

Pros & Cons

Pros

High Rewards on Travel: Earn 2 points per $1 on travel booked through the CIBC Rewards Centre and 1.5 points per $1 on gas, groceries, EV charging, and drugstore purchases.
Flexible Point Redemption: Points can be used for flights, merchandise, gift cards, and more, with airline redemptions offering up to 2.29 cents per point.
Airport Lounge Access: Includes 4 complimentary visits to Visa Airport Companion lounges globally.
NEXUS Application Fee Rebate: Offers a rebate on the NEXUS program application fee, making U.S. travel easier.

Cons

Poor Non-Travel Rewards: Outside of the airline rewards chart, points have a lower value when redeemed for non-travel items like gift cards and merchandise.
Annual Fee: $139 annual fee, which can be high if you're not fully utilizing the travel benefits.
Limited Insurance: Includes only 10 types of insurance, fewer than some other premium travel cards.

Card Details

Rewards

2 points per $1 spent on travel purchased through the CIBC Rewards Centre
1.5 points per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores
1 point per $1 spent on all other purchases

Insurance

Coverage

Travel Accident
$500,000
Emergency Out of province Medical
15 days
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to a year
Car Rental Damage & Theft
up to car value of $65k
Mobile Device Insurance
$1,000

Benefits

Details

Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
Car Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
Airport Lounge - Dragon Pass
Airport lounges Visa Airport Companion Program managed by DragonPass International + 4 Free complimentary visits
Nexus Program Rebate
Up to $100 statement credit for Nexus Application fee every 4 years

Eligibility

Credit Score
Very Good
Annual Income
$15,000 household

CIBC Aventura® Visa* Card

2.8

Finly Rating

APPLY NOW

go to CIBC's website

Welcome Bonus

Up to 2,500 points

Rewards Rate

0.5x - 1x point

Annual Fee

$0 $0

Interest Rates

20.99% / 22.99%, for Quebec 21.99%

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

The CIBC Aventura® Visa Card* offers a no-fee way to earn travel rewards with flexible redemption options. Its welcome bonus and points on everyday categories make it appealing for budget-conscious users. However, the limited insurance coverage and low base earn rate may not make it the best choice for those looking for higher rewards or comprehensive benefits.

Pros & Cons

Pros

No Annual Fee: A great perk, especially for a travel rewards card.
Rewards on Everyday Purchases: Earn 1 point per $1 on travel, groceries, gas, EV charging, and drugstores, and 1 point per $2 on all other purchases.
Fuel Savings: Save up to 10 cents per litre at Journie Rewards gas stations.
Flexible Redemption: Points can be redeemed for travel, merchandise, gift cards, or as statement credits.

Cons

Limited Insurance: Includes only basic coverage (e.g., travel accident and purchase protection).
Low Base Earn Rate: You only earn 1 point per $2 spent on most purchases, which is lower than many competing cards.

Card Details

Rewards

1 point per $1 spent on travel purchased through the CIBC Rewards Centre
1 point per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores (up to $6,000 spent combined per year)
0.5 point per $1 spent on all other eligible purchases

Insurance

Coverage

Travel Accident
$100,000
Purchase Protection
90 days
Extended Warranty
Up to a year
Car Rental Damage & Theft
up to car value of $65k

Benefits

Details

Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations

Eligibility

Credit Score
Good
Annual Income
$15,000 household

Best Credit Cards for the CIBC Aventura Loyalty Program

CIBC Aventura Program Breakdown

CIBC Aventura Points Value in Increments

	Optimal Redemption Value 1¢ / point		Optimal Redemption Value 1¢ / point
1 point	$0.01	60,000 points	$600
10 points	$0.1	65,000 points	$650
100 points	$1	70,000 points	$700
1,000 points	$10	75,000 points	$750
2,500 points	$25	80,000 points	$800
5,000 points	$50	85,000 points	$850
10,000 points	$100	90,000 points	$900
15,000 points	$150	95,000 points	$950
20,000 points	$200	100,000 points	$1,000
25,000 points	$250	125,000 points	$1,250
30,000 points	$300	150,000 points	$1,500
35,000 points	$350	200,000 points	$2,000
40,000 points	$400	250,000 points	$2,500
45,000 points	$450	500,000 points	$5,000
50,000 points	$500	750,000 points	$7,500
55,000 points	$550	1,000,000 points	$10,000