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CIBC Aventura® Visa* Card Review
The Bottom Line
The CIBC Aventura® Visa Card* offers a no-fee way to earn travel rewards with flexible redemption options. Its welcome bonus and points on everyday categories make it appealing for budget-conscious users. However, the limited insurance coverage and low base earn rate may not make it the best choice for those looking for higher rewards or comprehensive benefits.
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on CIBC's website
Welcome Bonus
Up to 2,500 points
Rewards Rate
0.5x - 1x point
Points
Annual Fee
$0 $0
Interest Rates
20.99% / 22.99%□
Rewards
- 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
- 1 point per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores (up to $6,000 spent combined per year)
- 0.5 point per $1 spent on all other eligible purchases
Insurance
Coverage
Travel Accident
$100,000
Purchase Protection
90 days
Extended Warranty
Up to a year.svg)
Car Rental Damage & Theft
up to car value of $65k
Benefits
Details
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Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
Eligibility
Credit Score
GoodAnnual Income
$15,000 household
Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
□ Cash advance rate for Quebec residents is 21.99%
Fees
Annual Fee
$0
Additional Cards
$50 (first year waived up to 3 cards)
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
$15,000
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- No Annual Fee: A great perk, especially for a travel rewards card.
- Rewards on Everyday Purchases: Earn 1 point per $1 on travel, groceries, gas, EV charging, and drugstores, and 1 point per $2 on all other purchases.
- Fuel Savings: Save up to 10 cents per litre at Journie Rewards gas stations.
- Flexible Redemption: Points can be redeemed for travel, merchandise, gift cards, or as statement credits.
Cons
- Limited Insurance: Includes only basic coverage (e.g., travel accident and purchase protection).
- Low Base Earn Rate: You only earn 1 point per $2 spent on most purchases, which is lower than many competing cards.
Get personalized rewards estimates — see exactly how much you could earn.
CIBC Aventura® Visa* Card Points Calculator
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on CIBC's website